Real Estate Investing in Jeffersonville, New York (12748)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12748 (Jeffersonville, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 30.4% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.8 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Jeffersonville, NY (12748)?
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Market Analysis: 12748 Jeffersonville
Investors eyeing 12748 need to respect the fundamentals at play. Home values of $348K come alongside slower price movement and elevated management overhead.
Rent of $1,125/mo on a $348K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 12748 sits below the stated 0.0% once reality is priced in.
The gap between 12748 and stronger Jeffersonville ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.
Demographically, 12748 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.
The right play in 12748 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Jeffersonville:
Property Strategy for 12748
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $259,018 | $1,250 | 3.5% | +10.8% | $129,509 |
| 3BR | $338,307 | $1,740 | 3.7% | +11.2% | $112,769 |
| 4BR | $373,308 | $1,820 | 3.5% | +11.5% | $93,327 |
Market Trends
Home Value History (with trend line)
📊 How Does 12748 Compare?
| Metric | 12748 | Jeffersonville | New York |
|---|---|---|---|
| Home Value | $348,380 | $348,380 | $505,608 |
| 5-Year CAGR | 7.0% | 7.0% | 6.6% |
| Avg Rent | $1,125 | $1,125 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12748 (Jeffersonville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $348,380 |
| Monthly Rent | $1,125 |
| Price-to-Rent | 25.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.5% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +4.4% ▲ |
| 5-Year CAGR | +7.0% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12748
Population: 1,616
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12748
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Jeffersonville, NY?
The typical rental in Jeffersonville, NY commands about $1,125/mo monthly. That rent profile measured cash flow against the $348K purchase basis.
Is Jeffersonville, NY landlord-friendly?
Landlord-friendliness in Jeffersonville, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Do rentals sit vacant long in Jeffersonville, NY?
Jeffersonville, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
How qualified is the tenant pool in Jeffersonville, NY?
Jeffersonville, NY draws a consistent base of working renters. Demand at the $1,125/mo rent level is reasonable for standard single-family and small multi rentals.
Is Jeffersonville, NY a good place for real estate investing?
The 3.0/5 investability rating in Jeffersonville, NY reflects its $348K prices and $1,125/mo rents. Investors generally consider it a solid option within NY.
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