Real Estate Investing in Claryville, New York (12725)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12725 (Claryville, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 69.9% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Claryville, NY (12725)?
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Market Analysis: 12725 Claryville
Not every below-median market is a bargain. Claryville's 12725 ZIP registers signals that favor experienced operators who can absorb the risk $334K pricing implies.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12725 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Claryville have seen price recovery that 12725 has not matched. Ulster County data supports the view that the spread is structural rather than temporary.
Who lives in 12725 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 12725 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Claryville:
Market Trends
Home Value History (with trend line)
📊 How Does 12725 Compare?
| Metric | 12725 | Claryville | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $333,759 | $333,759 | N/A | $505,608 |
| 5-Year CAGR | 4.0% | 4.0% | N/A | 6.6% |
| Avg Rent | $1,557 | $1,557 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12725 (Claryville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $333,759 |
| Monthly Rent | $1,557 |
| Price-to-Rent | 17.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.6% |
| Cap Rate | 3.6% |
| 5-Year IRR | 7.7% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +3.6% ▲ |
| 5-Year CAGR | +4.0% ▲ |
| 10-Year CAGR | +8.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12725
Population: 318
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What are vacancy rates like in Claryville, NY?
Occupancy in Claryville, NY runs stable with elevated vacancy. Well-priced units at $1,557/mo lease on reasonable timelines.
How much should I expect to pay for a home in Claryville, NY?
Homes in Claryville, NY typically sell near $334K. Prices have moved at a 0.0% 5-year CAGR, which predictable long-term demand.
What type of investing works in Claryville, NY?
The best-fit strategy in Claryville, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.
How strong is tenant demand in Claryville, NY?
Claryville, NY offers a reliable renter base at the $1,557/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Claryville, NY a good place for real estate investing?
Our data puts Claryville, NY at 3.0/5 for investability. Home prices of $334K and rents around $1,557/mo create a solid backdrop for investor activity.
You know 12725 now. You don’t know where it ranks.
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How 12725 ranks in Kingston, NY
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