Real Estate Investing in Cottekill, New York (12419)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12419 (Cottekill, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Cottekill, NY (12419)?
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Market Analysis: 12419 Cottekill
The 12419 ZIP covers a section of Cottekill that demands careful diligence. Prices near $519K look accessible, but the work to make a deal cash flow is real.
The 12419 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Cottekill have seen price recovery that 12419 has not matched. Ulster County data supports the view that the spread is structural rather than temporary.
A robust renter share of 26% in 12419 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The 12419 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Cottekill:
Market Trends
Home Value History (with trend line)
📊 How Does 12419 Compare?
| Metric | 12419 | Cottekill | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $518,671 | $518,671 | N/A | $505,608 |
| 5-Year CAGR | 7.8% | 7.8% | N/A | 6.6% |
| Avg Rent | $1,755 | $1,755 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12419 (Cottekill, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $518,671 |
| Monthly Rent | $1,755 |
| Price-to-Rent | 24.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.1% |
| Cap Rate | 2.6% |
| 5-Year IRR | 10.4% |
📈 Home Appreciation
| 1-Year | +7.6% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +7.8% ▲ |
| 10-Year CAGR | +9.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12419
Population: 1,115
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,482 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Cottekill, NY a good market for FHA house hackers?
House hacking works a challenging in Cottekill, NY. Rents of $1,755/mo against $519K acquisition make the strategy solid for owner-occupants.
Is NY a landlord-friendly state?
Rental owners in Cottekill, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
How deep is the rental pool in Cottekill, NY?
The renter base in Cottekill, NY is reasonable for the $1,755/mo price point. Screening well and pricing to market typically yields measured tenants.
What is the smart move for investors in Cottekill, NY?
For Cottekill, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How much should I expect to pay for a home in Cottekill, NY?
Homes in Cottekill, NY typically sell near $519K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.
You know 12419 now. You don’t know where it ranks.
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How 12419 ranks in Kingston, NY
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