Real Estate Investing in Tillson, New York (12486)
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Should you buy in 12486 (Tillson, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Tillson, NY (12486)?
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Market Analysis: 12486 Tillson
ZIP 12486 in Tillson, NY carries a healthy set of headwinds. Home values near $429K and rents of $2,142/mo sit inside a market where underwriting has to be tight.
Distressed markets are won on execution, not on spreadsheets. ZIP 12486 posts the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Statewide comparisons place 12486 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 12486 includes headwinds that any investor should price in. Income distribution skews lower than Tillson averages, and tenant stability requires active management.
Strategy in 12486 is an operator game, not a passive one. Stepping back, entry prices of $429K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Tillson:
Property Strategy for 12486
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $348,656 | $2,380 | 4.9% | +11.0% | $174,328 |
| 3BR | $404,596 | $2,940 | 5.2% | +9.6% | $134,865 |
| 4BR | $476,133 | $3,150 | 4.8% | — | $119,033 |
Market Trends
Home Value History (with trend line)
📊 How Does 12486 Compare?
| Metric | 12486 | Tillson | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $429,485 | $429,485 | N/A | $505,608 |
| 5-Year CAGR | 7.2% | 7.2% | N/A | 6.6% |
| Avg Rent | $2,142 | $2,142 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12486 (Tillson, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $429,485 |
| Monthly Rent | $2,142 |
| Price-to-Rent | 16.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +5.9% ▲ |
| 5-Year CAGR | +7.2% ▲ |
| 10-Year CAGR | +8.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12486
Population: 1,737
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 2,482 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical rental rate in Tillson, NY?
Average rent in Tillson, NY is approximately $2,142/mo per month. Against $429K home values that yields a reasonable rent-to-price ratio.
What type of investing works in Tillson, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Tillson, NY. The numbers - $429K homes against $2,142/mo rents - support that play.
Is Tillson, NY a good place for real estate investing?
Investors tracking Tillson, NY will find a 3.0/5 rating supported by $429K median home values and $2,142/mo rents. That profile suits long-term holders targeting even-keeled returns.
Does a duplex house hack pencil in Tillson, NY?
The house hack math a challenging in Tillson, NY. Owner-occupant buyers benefit from the $2,142/mo rents and $429K home values.
How expensive is real estate in Tillson, NY?
Tillson, NY median home values land near $429K. That is reasonable territory for investors looking at $2,142/mo-per-month rentals.
You know 12486 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12486 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12486 ranks in Kingston, NY
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