Real Estate Investing in Kerhonkson, New York (12446)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12446 (Kerhonkson, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 24.0% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Kerhonkson, NY (12446)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 12446 Kerhonkson
The 12446 ZIP covers a section of Kerhonkson that demands careful diligence. Prices near $416K look accessible, but the work to make a deal cash flow is real.
For an experienced owner, 12446 can be a a credible choice for hunting ground — but the discount at $416K reflects genuine risk that outside investors often underestimate.
In the broader NY picture, 12446 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
On the rental side, 5,232 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Distressed ZIPs reward experience. solid returns are possible in 12446, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Kerhonkson:
Property Strategy for 12446
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $249,851 | $1,240 | 3.6% | +11.6% | $249,851 |
| 2BR | $317,577 | $1,620 | 3.7% | +11.7% | $158,788 |
| 3BR | $423,821 | $2,060 | 3.5% | +11.9% | $141,274 |
| 4BR | $530,923 | $2,220 | 3.0% | +12.5% | $132,731 |
Market Trends
Home Value History (with trend line)
📊 How Does 12446 Compare?
| Metric | 12446 | Kerhonkson | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $415,780 | $415,780 | N/A | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $1,458 | $1,458 | N/A | - |
| Cap Rate | 2.7% | 2.7% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12446 (Kerhonkson, NY). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 12446 (Kerhonkson, NY)?
~25 seconds · no account needed · your report is anonymous
📊 Market Snapshot
| Home Value | $415,780 |
| Monthly Rent | $1,458 |
| Price-to-Rent | 23.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.7% |
| 5-Year IRR | 9.8% |
📈 Home Appreciation
| 1-Year | +6.8% ▲ |
| 3-Year CAGR | +6.2% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +9.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12446
Population: 5,232
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12446
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 845 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What strategy should investors use in Kerhonkson, NY?
Most investors in Kerhonkson, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How strong is tenant demand in Kerhonkson, NY?
The tenant pool in Kerhonkson, NY is solid, supported by local employment and population fundamentals. Rents of $1,458/mo are well-absorbed by the market.
What is the average monthly rent in Kerhonkson, NY?
The typical rental in Kerhonkson, NY commands about $1,458/mo monthly. That rent profile reliable cash flow against the $416K purchase basis.
Is NY a landlord-friendly state?
NY law tenant-protective for landlords, and Kerhonkson inherits those rules. Investors should still review local ordinances for rental licensing.
Is house hacking profitable in Kerhonkson, NY?
The a challenging house-hack environment in Kerhonkson, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 12446 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12446 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12446 ranks in Kingston, NY
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 12446 (Kerhonkson)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 12446 (Kerhonkson, NY).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.