Real Estate Investing in Chichester, New York (12416)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12416 (Chichester, NY)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 43.8% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Chichester, NY (12416)?
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Market Analysis: 12416 Chichester
The 12416 ZIP in Chichester, NY is a local-operator market. Outside capital chasing a $412K entry has to pair deep knowledge with the discount.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12416 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 12416 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Resident income in 12416 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Strategically, 12416 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Chichester:
Market Trends
Home Value History (with trend line)
📊 How Does 12416 Compare?
| Metric | 12416 | Chichester | Kingston, NY | New York |
|---|---|---|---|---|
| Home Value | $411,831 | $411,831 | N/A | $505,608 |
| 5-Year CAGR | 3.6% | 3.6% | N/A | 6.6% |
| Avg Rent | $1,638 | $1,638 | N/A | - |
| Cap Rate | 3.1% | 3.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12416 (Chichester, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $411,831 |
| Monthly Rent | $1,638 |
| Price-to-Rent | 21.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.8% |
| Cap Rate | 3.1% |
| 5-Year IRR | 6.7% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | +3.7% ▲ |
| 5-Year CAGR | +3.6% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12416
Population: 129
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
How much rent can I charge in Chichester, NY?
The typical rental in Chichester, NY commands about $1,638/mo monthly. That rent profile reliable cash flow against the $412K purchase basis.
Does Chichester, NY favor landlords or tenants?
NY law tenant-protective for landlords, and Chichester inherits those rules. Investors should still review local ordinances for rental licensing.
How do home values compare in Chichester, NY?
Chichester, NY median home values land near $412K. That is reasonable territory for investors looking at $1,638/mo-per-month rentals.
Should investors consider Chichester, NY?
Our data puts Chichester, NY at 3.0/5 for investability. Home prices of $412K and rents around $1,638/mo create a solid backdrop for investor activity.
What strategy should investors use in Chichester, NY?
Chichester, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($412K prices, $1,638/mo rents) make it a reasonable choice.
You know 12416 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 12416 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 12416 ranks in Kingston, NY
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