Real Estate Investing in Gardiner, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 1,710 • Ulster County

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Should you buy in Gardiner, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (48/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 39.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Gardiner, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

5.3% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $562,548
Avg Monthly Rent $1,746
ZIP Codes 1

Investing in Gardiner Real Estate

Across Gardiner's 1 ZIPs, the picture is tepid: $563K median values, $1,746/mo rents, and a population that has faced real economic pressure.

clearly Gardiner's aggregate rating of ★★★☆☆ reflects muted investor metrics across the board — weak rent growth, weak appreciation, and rising-vacancy pressure in multiple ZIPs.

Transaction volume in Gardiner has thinned in a way that amplifies price discovery risk. Stepping back, investors without local context should treat every number on the page with skepticism.

Population dynamics in Gardiner haven't been supportive. a stretch for combined with thin income growth, the demographic backdrop complicates any purely financial underwriting.

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Best ZIP codes in Kingston, NY

Gardiner is part of this metro. Every ZIP in it, ranked. Free.

Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

Real numbers from people who own or manage rentals in Gardiner, NY. Anonymous, moderated, never written by AI.

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Avg Home Value
$562,548
Avg Monthly Rent
$1,746
1% Rule
✗ Below
Landlord Friendly (NY)

📉 Market Crash Risk Index

Based on Kingston, NY metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
43%
Days Pending
1/2
55 days

View all metro crash risk rankings →

⚖️ Balanced Market — Kingston, NY metro
55
Days to pending
6.2%
Listings with price cuts
0.0%
Sale-to-list ratio
📅 Data as of August 29, 2026 — updated weekly

ZIP Codes in Gardiner, NY

Screen every ZIP in Gardiner

Filter Gardiner’s ZIPs by cap rate, vacancy, appreciation and 30+ more criteria, and export your shortlist to CSV — with the Investor plan ($19/mo).

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Frequently Asked Questions About Gardiner, NY

Is Gardiner in NY worth investing in?

With a 3.0/5 investability score, Gardiner, NY ranks as a solid market for rental property investors. Median prices of $563K and rents of $1,746/mo drive the underlying numbers.

What is the tenant pool like in Gardiner, NY?

Gardiner, NY offers a predictable renter base at the $1,746/mo rent level. Tenant turnover is reasonable for well-managed properties.

How high is vacancy risk in Gardiner, NY?

Occupancy in Gardiner, NY runs steady with elevated vacancy. Well-priced units at $1,746/mo lease on reasonable timelines.

Is Gardiner, NY good for house hacking?

House hacking in Gardiner, NY is reasonable to execute. Prices around $563K and rents of $1,746/mo solid owner-occupant economics.

How much rent can I charge in Gardiner, NY?

The typical rental in Gardiner, NY commands about $1,746/mo monthly. That rent profile measured cash flow against the $563K purchase basis.

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