Best ZIP Codes for Cash Flow in Phoenix-Mesa-Chandler, AZ (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 85631 | San Manuel, AZ | $154,069 | $1,377 | 6.97% | 2.0% |
| 2 | 85173 | Superior, AZ | $190,264 | $1,377 | 5.65% | 0.2% |
| 3 | 85337 | Gila Bend, AZ | $220,558 | $1,377 | 4.87% | 0.6% |
| 4 | 85351 | Sun City, AZ | $274,012 | $1,652 | 4.70% | 0.9% |
| 5 | 85128 | Coolidge, AZ | $266,926 | $1,599 | 4.67% | 2.3% |
| 6 | 85041 | Phoenix, AZ | $367,890 | $2,190 | 4.64% | 2.7% |
| 7 | 85123 | Arizona City, AZ | $249,505 | $1,430 | 4.47% | 2.2% |
| 8 | 85040 | Phoenix, AZ | $320,643 | $1,829 | 4.45% | 2.8% |
| 9 | 85145 | Red Rock, AZ | $290,768 | $1,647 | 4.42% | 2.1% |
| 10 | 85335 | El Mirage, AZ | $341,500 | $1,918 | 4.38% | 2.7% |
| 11 | 85194 | Casa Grande, AZ | $361,740 | $2,022 | 4.36% | 1.9% |
| 12 | 85739 | Saddlebrooke, AZ | $468,123 | $2,618 | 4.36% | 2.0% |
| 13 | 85122 | Casa Grande, AZ | $308,237 | $1,707 | 4.32% | 2.2% |
| 14 | 85373 | Sun City, AZ | $362,398 | $1,971 | 4.24% | 1.0% |
| 15 | 85143 | San Tan Valley, AZ | $377,258 | $2,030 | 4.20% | 1.3% |
| 16 | 85138 | Maricopa, AZ | $345,597 | $1,835 | 4.14% | 0.5% |
| 17 | 85378 | Surprise, AZ | $333,079 | $1,764 | 4.13% | 2.5% |
| 18 | 85043 | Phoenix, AZ | $369,111 | $1,943 | 4.11% | 2.8% |
| 19 | 85132 | Florence, AZ | $331,810 | $1,748 | 4.11% | 2.1% |
| 20 | 85375 | Sun City West, AZ | $377,812 | $1,967 | 4.06% | 1.4% |
| 21 | 85326 | Buckeye, AZ | $371,393 | $1,913 | 4.02% | 2.3% |
| 22 | 85208 | Mesa, AZ | $376,803 | $1,932 | 4.00% | 2.4% |
| 23 | 85120 | Apache Junction, AZ | $355,597 | $1,815 | 3.98% | 3.1% |
| 24 | 85363 | Youngtown, AZ | $309,741 | $1,576 | 3.97% | 3.2% |
| 25 | 85353 | Tolleson, AZ | $394,173 | $1,985 | 3.93% | 2.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
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Appreciation in Phoenix-Mesa-Chandler, AZ · Affordable in Phoenix-Mesa-Chandler, AZ
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