Real Estate Investing in Sun City, Arizona (85351)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Maricopa County • Population: 27,562 • Data updated: September 2026

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Should you buy in 85351 (Sun City, AZ)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.5% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).

What’s happening in Sun City, AZ (85351)?

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3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $274,012
Avg Monthly Rent $1,652
1% Rule ✗ Does Not Meet
Median Income $50,084
% Renters 14.9%

Market Analysis: 85351 Sun City

ZIP 85351 inside Maricopa County looks affordable on the surface — median value of $274K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 85351 can be a a viable market for hunting ground — but the discount at $274K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Sun City have seen price recovery that 85351 has not matched. Maricopa County data supports the view that the spread is structural rather than temporary.

Resident income in 85351 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 85351 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Sun City:

C Below Average
Buy Confidence Score: 58/100
Affordability
10/25
Appreciation
10/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.5× the median income
Value Trend
Declining (-2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,652/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Phoenix-Mesa-Chandler, AZ Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
11.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Phoenix-Mesa-Chandler, AZ metro data
🏠

Property Strategy for 85351

Which property type performs best in this market?

Best for Cash Flow
1BR
6.5% cap rate
Best for Appreciation
1BR
+5.8% 5yr CAGR
Best Overall Value
3BR
$112,844/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $158,463 $1,440 6.5% +5.8% $158,463
2BR $264,257 $1,670 4.6% +4.8% $132,128
3BR $338,532 $2,230 4.7% +5.3% $112,844

Market Trends

Home Value History (with trend line)

$343K$288K$233K$178K$123K$68KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,855$1,804$1,753$1,702$1,652$1,601Feb 2024May 2025Jul 2026

📊 How Does 85351 Compare?

Metric 85351 Sun City Phoenix-Mesa-Chandler, AZ Arizona
Home Value $274,012 $318,205 N/A $419,643
5-Year CAGR 0.9% 1.0% N/A 6.5%
Avg Rent $1,652 $1,811 N/A -
Cap Rate 4.7% 4.5% - -
💡 Why Invest in 85351? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 85351 (Sun City, AZ). Anonymous, moderated, never written by AI.

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Property managers serving Maricopa County

Manage rentals here? List your business →

Active Renter Property Management offers rental property management services in Phoenix, Arizona, including a 6-month tenant guarantee. summary from their website

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Arête Realty and Property Management, LLC offers property management services and real estate expertise in Glendale, Avondale, Chandler, Mesa, Gilbert, Sun City, Paradise Valley, Scottsdale, and Peori summary from their website

Unclaimed — is this your business? Claim it free

Arizona Community Management Services offers a comprehensive suite of services for Association leaders, including board training, financial management, and covenants enforcement, with decades of exper summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+0.9%
Slow

📊 Market Snapshot

Home Value $274,012
Monthly Rent $1,652
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 5.6%

📈 Home Appreciation

1-Year -2.5% ▼
3-Year CAGR -2.4% ▼
5-Year CAGR +0.9% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year -4.2% ▼
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.5%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.9%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 85351

Population: 27,562

💰 Median Household Income
$50,084
This area
$50,084
State
$66,355
USA
$74,580
🏠 Renter Occupied
14.9%
This area
14.9%
State
28.6%
USA
34.0%
💼 Unemployment Rate
1.1%
This area
1.1%
State
-23.2%
USA
3.7%
🎓 College Educated
23.9%
This area
23.9%
State
-1.0%
USA
33.7%
👤 Median Age
72.6 years
This area
72.6 years
State
11.1 years
USA
38.9 years
🏚️ Vacancy Rate
15.5%
This area
15.5%
State
19.2%
USA
10.5%
👥 Population by Ethnicity
White 92.0%
Other/Mixed 5.8%
Hispanic/Latino 4.2%
Black/African American 1.7%
Asian 0.6%
👶 Under 18
0.5%
This area
0.5%
USA
22.0%
👴 65 and Over
75.1%
This area
75.1%
USA
17.3%
📊 Poverty Rate
5.5%
This area
5.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 85351

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

B Good

Dysart Middle School

📚 Pre-K – 08 School
📍 12950 W VARNEY RD, EL MIRAGE
👥
621 Students
👨‍🏫
16.3:1 Class Size
💰
$11,753 Per Student
B Good

El Mirage Elementary School

📚 Pre-K – 08 School
📍 13500 N EL MIRAGE RD, EL MIRAGE
👥
728 Students
👨‍🏫
17.3:1 Class Size
💰
$11,753 Per Student
B Good

Thompson Ranch Elementary

📚 Pre-K – 08 School
📍 11800 W THOMPSON RANCH RD, EL MIRAGE
👥
726 Students
👨‍🏫
16.9:1 Class Size
💰
$11,753 Per Student
B Good

West-MEC - Centennial High School

📚 09 – 12 High School Limited Data
📍 14388 N 79TH AVE, PEORIA
💰
$74,804 Per Student
B Good

Surprise Elementary School

📚 Pre-K – 08 School
📍 12907 W GREENWAY RD, EL MIRAGE
👥
831 Students
👨‍🏫
17.3:1 Class Size
💰
$11,753 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,936 Off-Campus Students
D
Kor Beauty Academy
64 students · 4.0 mi
C
Western Maricopa Education Center
220 students · 4.9 mi
D
Ottawa University-Surprise
836 students · 5.2 mi
C
Glendale Community College
13,480 students · 5.8 mi
D
Arizona Christian University
1,233 students · 5.9 mi
C+
Midwestern University-Glendale
3,794 students · 6.9 mi
D
Arizona College-Glendale
306 students · 7.9 mi
C
Miller-Motte College-Arizona Automotive Institute
513 students · 8.6 mi

Investor Insight: With 3,936 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What approach is best for Sun City, AZ real estate?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Sun City, AZ. The numbers - $274K homes against $1,652/mo rents - support that play.

Is Sun City, AZ a friendly market for rental owners?

Sun City, AZ falls under AZ landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

Is Sun City, AZ a good place for real estate investing?

Yes - Sun City, AZ a 3.0/5 investability score. With $274K home prices against $1,652/mo monthly rent, the market delivers a reasonable entry point for new investors.

Do rentals sit vacant long in Sun City, AZ?

Rental vacancy in Sun City, AZ is elevated. Investors should budget normal turnover but not chronic empty units.

Is Sun City, AZ suited for a house hack?

For house hackers, Sun City, AZ is a challenging. The $1,652/mo rent on a unit helps defray the mortgage on a $274K property.

You know 85351 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 85351 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 85351 ranks in Phoenix-Mesa-Chandler, AZ

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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