Best ZIP Codes for Cash Flow in Ogdensburg-Massena, NY (2026)

Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.

# ZIP City Home value Rent Cap rate 5-yr growth
1 13666 1% rule Newton Falls, NY $52,861 $963 14.21% 0.4%
2 12965 Fort Jackson, NY $111,336 $1,053 7.38% 4.1%
3 13697 Winthrop, NY $153,793 $1,449 7.35% 4.9%
4 13635 Edwards, NY $102,075 $954 7.29% 3.8%
5 13672 Potsdam, NY $133,004 $1,161 6.81% 4.9%
6 13670 Oswegatchie, NY $109,207 $945 6.75% 3.5%
7 13664 Morristown, NY $150,299 $1,260 6.54% 4.8%
8 13690 Star Lake, NY $108,961 $891 6.38% 6.3%
9 13669 Ogdensburg, NY $116,138 $927 6.23% 5.3%
10 12967 North Lawrence, NY $128,391 $999 6.07% 4.4%
11 13681 Richville, NY $141,060 $1,098 6.07% 4.8%
12 13652 Hermon, NY $132,483 $1,008 5.93% 4.7%
13 12973 Piercefield, NY $126,008 $954 5.91% 8.3%
14 13642 Gouverneur, NY $140,771 $1,044 5.78% 6.4%
15 13667 Norfolk, NY $125,469 $909 5.65% 5.2%
16 13680 Rensselaer Falls, NY $133,194 $927 5.43% 4.8%
17 13668 Norwood, NY $150,388 $1,044 5.41% 6.6%
18 13662 Massena, NY $126,180 $873 5.40% 7.1%
19 13621 Chase Mills, NY $139,906 $945 5.27% 5.6%
20 13684 Russell, NY $136,069 $918 5.26% 5.5%
21 13694 Waddington, NY $191,137 $1,287 5.25% 7.1%
22 13648 Harrisville, NY $155,570 $1,026 5.14% 5.6%
23 13676 Potsdam, NY $192,563 $1,263 5.12% 7.1%
24 13687 South Colton, NY $169,474 $1,098 5.05% 4.9%
25 13654 Heuvelton, NY $156,605 $963 4.80% 5.4%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →