Real Estate Investing in Rensselaer Falls, New York (13680)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 1,417 • Data updated: September 2026

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Should you buy in 13680 (Rensselaer Falls, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Higher unemployment: 7.9% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Rensselaer Falls, NY (13680)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $133,194
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $75,231
% Renters 9.9%

Market Analysis: 13680 Rensselaer Falls

ZIP 13680 in Rensselaer Falls, NY carries a significant set of headwinds. Home values near $133K and rents of $927/mo sit inside a market where underwriting has to be tight.

The 13680 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 13680's metrics run below Saint Lawrence County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The demographic picture in 13680 includes headwinds that any investor should price in. Income distribution skews lower than Rensselaer Falls averages, and tenant stability requires active management.

Strategy in 13680 is an operator game, not a passive one. From a cash-flow lens, entry prices of $133K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rensselaer Falls:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Rising (+8.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data
🏠

Property Strategy for 13680

Which property type performs best in this market?

Best for Cash Flow
4BR
7.4% cap rate
Best for Appreciation
4BR
+5.8% 5yr CAGR
Best Overall Value
4BR
$33,279/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $139,958 $1,230 6.3% +5.4% $46,653
4BR $133,115 $1,360 7.4% +5.8% $33,279

Market Trends

Home Value History (with trend line)

$138K$124K$109K$94K$79K$65KJul 2006Jul 2016Jul 2026

📊 How Does 13680 Compare?

Metric 13680 Rensselaer Falls Ogdensburg-Massena, NY New York
Home Value $133,194 $133,194 N/A $505,608
5-Year CAGR 4.8% 4.8% N/A 6.6%
Avg Rent $927 $927 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 13680? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13680 (Rensselaer Falls, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+4.8%
Moderate

📊 Market Snapshot

Home Value $133,194
Monthly Rent $927
Price-to-Rent 12.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.4%
Cap Rate 5.4%
5-Year IRR 10.2%

📈 Home Appreciation

1-Year +8.2% ▲
3-Year CAGR +5.1% ▲
5-Year CAGR +4.8% ▲
10-Year CAGR +4.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.4%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.8%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13680

Population: 1,417

💰 Median Household Income
$75,231
This area
$75,231
State
$86,376
USA
$74,580
🏠 Renter Occupied
9.9%
This area
9.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
7.9%
This area
7.9%
State
-24.2%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
4.2%
USA
33.7%
👤 Median Age
29.6 years
This area
29.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
12.4%
This area
12.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 98.9%
Other/Mixed 0.7%
Hispanic/Latino 0.6%
Asian 0.4%
👶 Under 18
32.7%
This area
32.7%
USA
22.0%
👴 65 and Over
9.0%
This area
9.0%
USA
17.3%
📊 Poverty Rate
15.2%
This area
15.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

2 Nearby 361 Off-Campus Students
C
SUNY College of Technology at Canton
2,919 students · 7.2 mi
B
St Lawrence University
2,089 students · 8.2 mi

Frequently Asked Questions

Do landlords face vacancy issues in Rensselaer Falls, NY?

Rensselaer Falls, NY carries elevated vacancy risk. Expect even-keeled absorption at market rents of $927/mo.

What is the renter demographic in Rensselaer Falls, NY?

Working renters make up the core of the Rensselaer Falls, NY tenant base. The pool is reasonable for investors targeting long-term holds.

How does Rensselaer Falls, NY stack up for property investment?

Investors tracking Rensselaer Falls, NY will find a 3.0/5 rating supported by $133K median home values and $927/mo rents. That profile suits long-term holders targeting predictable returns.

Are landlord laws favorable in Rensselaer Falls, NY?

The landlord environment in Rensselaer Falls, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

Is housing expensive in Rensselaer Falls, NY?

The median home value in Rensselaer Falls, NY is roughly $133K. That puts it reasonable relative to the NY statewide average.

You know 13680 now. You don’t know where it ranks.

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How 13680 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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