Real Estate Investing in Richville, New York (13681)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13681 (Richville, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 8.8% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Richville, NY (13681)?
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Market Analysis: 13681 Richville
Investors eyeing 13681 need to respect the fundamentals at play. Home values of $141K come alongside slower price movement and elevated management overhead.
The 13681 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 13681's metrics run below Saint Lawrence County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 13681 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 13681 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Richville:
Market Trends
Home Value History (with trend line)
📊 How Does 13681 Compare?
| Metric | 13681 | Richville | Ogdensburg-Massena, NY | New York |
|---|---|---|---|---|
| Home Value | $141,060 | $141,060 | N/A | $505,608 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 6.6% |
| Avg Rent | $1,098 | $1,098 | N/A | - |
| Cap Rate | 6.1% | 6.1% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13681 (Richville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $141,060 |
| Monthly Rent | $1,098 |
| Price-to-Rent | 10.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 9.3% |
| Cap Rate | 6.1% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +8.6% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13681
Population: 941
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What do rentals go for in Richville, NY?
Average rent in Richville, NY is approximately $1,098/mo per month. Against $141K home values that yields a reasonable rent-to-price ratio.
How should investors approach Richville, NY?
Most investors in Richville, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
What are home prices like in Richville, NY?
Median home price in Richville, NY is near $141K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
What is it like being a landlord in Richville, NY?
NY ranks as a tenant-protective state for landlord-tenant law. Richville generally follows the statewide framework, so landlords face reasonable operating rules.
Is Richville, NY a smart market for rental property?
The 3.0/5 investability rating in Richville, NY reflects its $141K prices and $1,098/mo rents. Investors generally consider it a solid option within NY.
You know 13681 now. You don’t know where it ranks.
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How 13681 ranks in Ogdensburg-Massena, NY
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