Real Estate Investing in Edwards, New York (13635)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 1,283 • Data updated: September 2026

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Should you buy in 13635 (Edwards, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 15.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Edwards, NY (13635)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $102,075
Avg Monthly Rent $954
1% Rule ✗ Does Not Meet
Median Income $72,833
% Renters 20.0%

Market Analysis: 13635 Edwards

The 13635 ZIP in Edwards, NY is a local-operator market. Outside capital chasing a $102K entry has to pair deep knowledge with the discount.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 13635 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

The gap between 13635 and stronger Edwards ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 13635 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. notable returns are possible in 13635, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Edwards:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.4× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $954/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data

Market Trends

Home Value History (with trend line)

$108K$95K$81K$68K$54K$40KJul 2006Jul 2016Jul 2026

📊 How Does 13635 Compare?

Metric 13635 Edwards Ogdensburg-Massena, NY New York
Home Value $102,075 $102,075 N/A $505,608
5-Year CAGR 3.8% 3.8% N/A 6.6%
Avg Rent $954 $954 N/A -
Cap Rate 7.3% 7.3% - -
💡 Why Invest in 13635? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13635 (Edwards, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.3%
Good
5yr Growth
+3.8%
Moderate

📊 Market Snapshot

Home Value $102,075
Monthly Rent $954
Price-to-Rent 8.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.2%
Cap Rate 7.3%
5-Year IRR 11.1%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +3.7% ▲
5-Year CAGR +3.8% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.3%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.3%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.8%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13635

Population: 1,283

💰 Median Household Income
$72,833
This area
$72,833
State
$86,376
USA
$74,580
🏠 Renter Occupied
20.0%
This area
20.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
6.6%
This area
6.6%
State
-24.2%
USA
3.7%
🎓 College Educated
11.4%
This area
11.4%
State
4.2%
USA
33.7%
👤 Median Age
37.8 years
This area
37.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
15.0%
This area
15.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.7%
Hispanic/Latino 1.6%
Black/African American 0.1%
👶 Under 18
29.9%
This area
29.9%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is real estate in Edwards, NY a good investment right now?

The 3.0/5 investability rating in Edwards, NY reflects its $102K prices and $954/mo rents. Investors generally consider it a solid option within NY.

Does a duplex house hack pencil in Edwards, NY?

House hacking in Edwards, NY is a challenging. With home values around $102K and rents at $954/mo, owner-occupants can offset a meaningful share of PITI.

How quickly do rentals get leased in Edwards, NY?

Expect elevated vacancy in Edwards, NY. Rents at $954/mo are absorbed by the tenant base without meaningful lag.

Which real estate strategy fits Edwards, NY?

Investors usually favor careful cash-flow rentals with hands-on management in Edwards, NY. With home values at $102K and rents near $954/mo, other strategies can work but produce even-keeled rather than outsized returns.

What monthly rent should investors expect in Edwards, NY?

The typical rental in Edwards, NY commands about $954/mo monthly. That rent profile measured cash flow against the $102K purchase basis.

You know 13635 now. You don’t know where it ranks.

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How 13635 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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