Real Estate Investing in Ogdensburg, New York (13669)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 15,615 • Data updated: September 2026

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Should you buy in 13669 (Ogdensburg, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.9% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Ogdensburg, NY (13669)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $116,138
Avg Monthly Rent $927
1% Rule ✗ Does Not Meet
Median Income $62,099
% Renters 25.0%

Market Analysis: 13669 Ogdensburg

The 13669 ZIP covers a section of Ogdensburg that demands careful diligence. Prices near $116K look accessible, but the work to make a deal cash flow is real.

The 13669 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Nearby ZIPs in Ogdensburg have seen price recovery that 13669 has not matched. Saint Lawrence County data supports the view that the spread is structural rather than temporary.

Resident income in 13669 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 13669 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ogdensburg:

B+ Great
Buy Confidence Score: 79/100
Affordability
25/25
Appreciation
22/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.9× the median income
Value Trend
Rising (+6.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $927/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data
🏠

Property Strategy for 13669

Which property type performs best in this market?

Best for Cash Flow
4BR
8.6% cap rate
Best for Appreciation
3BR
+6.6% 5yr CAGR
Best Overall Value
4BR
$28,594/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $93,355 $1,030 7.9% +6.4% $46,678
3BR $114,412 $1,230 7.7% +6.6% $38,137
4BR $114,376 $1,360 8.6% +6.5% $28,594
5BR $150,909 +6.2% $30,182

Market Trends

Home Value History (with trend line)

$121K$108K$95K$82K$68K$55KJul 2006Jul 2016Jul 2026

📊 How Does 13669 Compare?

Metric 13669 Ogdensburg Ogdensburg-Massena, NY New York
Home Value $116,138 $116,138 N/A $505,608
5-Year CAGR 5.3% 5.3% N/A 6.6%
Avg Rent $927 $927 N/A -
Cap Rate 6.2% 6.2% - -
💡 Why Invest in 13669? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13669 (Ogdensburg, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $116,138
Monthly Rent $927
Price-to-Rent 10.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.6%
Cap Rate 6.2%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +6.5% ▲
3-Year CAGR +5.3% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +5.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.9%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.3%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13669

Population: 15,615

💰 Median Household Income
$62,099
This area
$62,099
State
$86,376
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
19.5%
This area
19.5%
State
4.2%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.9%
This area
17.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 91.3%
Black/African American 4.4%
Other/Mixed 3.7%
Hispanic/Latino 1.5%
Asian 0.6%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
14.2%
This area
14.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13669

A Avg School Grade
4 Schools
10.3:1 Avg Class Size
$31,127 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

JOHN F KENNEDY SCHOOL

📚 Pre-K – 06 School
👥
462 Students
👨‍🏫
9.5:1 Class Size
💰
$31,127 Per Student
A+ Excellent

OGDENSBURG FREE ACADEMY

📚 07 – 12 High School
👥
675 Students
👨‍🏫
10.5:1 Class Size
💰
$31,127 Per Student
A+ Excellent

MADILL SCHOOL

📚 Pre-K – 06 School
👥
280 Students
👨‍🏫
10.8:1 Class Size
💰
$31,127 Per Student
D Needs Improvement

SAINT LAWRENCE PSYCHIATRIC CENTER CHILDREN & YOUTH SERVICES

📚 05 – 12 High School Limited Data
👥
19 Students
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong are rents in Ogdensburg, NY?

The typical rental in Ogdensburg, NY commands about $927/mo monthly. That rent profile even-keeled cash flow against the $116K purchase basis.

Is vacancy a concern in Ogdensburg, NY?

Rental vacancy in Ogdensburg, NY is elevated. Investors should budget normal turnover but not chronic empty units.

What kind of market is Ogdensburg, NY for investors?

Our data puts Ogdensburg, NY at 3.0/5 for investability. Home prices of $116K and rents around $927/mo create a solid backdrop for investor activity.

Does a duplex house hack pencil in Ogdensburg, NY?

For house hackers, Ogdensburg, NY is a challenging. The $927/mo rent on a unit helps defray the mortgage on a $116K property.

How do experienced investors play Ogdensburg, NY?

The best-fit strategy in Ogdensburg, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

You know 13669 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13669 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 13669 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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