Real Estate Investing in North Lawrence, New York (12967)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 1,363 • Data updated: September 2026

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Should you buy in 12967 (North Lawrence, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GREAT FIT
Grade A (91/100)

Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in North Lawrence, NY (12967)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $128,391
Avg Monthly Rent $999
1% Rule ✗ Does Not Meet
Median Income $64,688
% Renters 19.1%

Market Analysis: 12967 North Lawrence

Investors eyeing 12967 need to respect the fundamentals at play. Home values of $128K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 12967 reflects the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in North Lawrence have seen price recovery that 12967 has not matched. Saint Lawrence County data supports the view that the spread is structural rather than temporary.

Employment concentration in 12967 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in North Lawrence:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+9.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $999/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data

Market Trends

Home Value History (with trend line)

$135K$117K$99K$81K$63K$45KJul 2006Jul 2016Jul 2026

📊 How Does 12967 Compare?

Metric 12967 North Lawrence Ogdensburg-Massena, NY New York
Home Value $128,391 $128,391 N/A $505,608
5-Year CAGR 4.4% 4.4% N/A 6.6%
Avg Rent $999 $999 N/A -
Cap Rate 6.1% 6.1% - -
💡 Why Invest in 12967? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12967 (North Lawrence, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.1%
Good
5yr Growth
+4.4%
Moderate

📊 Market Snapshot

Home Value $128,391
Monthly Rent $999
Price-to-Rent 10.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.3%
Cap Rate 6.1%
5-Year IRR 10.4%

📈 Home Appreciation

1-Year +9.3% ▲
3-Year CAGR +6.7% ▲
5-Year CAGR +4.4% ▲
10-Year CAGR +5.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 6.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (6.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
1.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.4%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 12967

Population: 1,363

💰 Median Household Income
$64,688
This area
$64,688
State
$86,376
USA
$74,580
🏠 Renter Occupied
19.1%
This area
19.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.2%
This area
0.2%
State
-24.2%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
4.2%
USA
33.7%
👤 Median Age
32.3 years
This area
32.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
1.2%
This area
1.2%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 96.3%
Hispanic/Latino 3.2%
Other/Mixed 3.2%
Asian 0.3%
Black/African American 0.1%
👶 Under 18
19.3%
This area
19.3%
USA
22.0%
👴 65 and Over
11.5%
This area
11.5%
USA
17.3%
📊 Poverty Rate
8.6%
This area
8.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

What are vacancy rates like in North Lawrence, NY?

Occupancy in North Lawrence, NY runs steady with elevated vacancy. Well-priced units at $999/mo lease on reasonable timelines.

How strict are landlord regulations in North Lawrence, NY?

The landlord environment in North Lawrence, NY is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

How do experienced investors play North Lawrence, NY?

A careful cash-flow rentals with hands-on management strategy North Lawrence, NY best. The market produces measured results for that approach at the $128K price point.

Can I live-in-and-rent in North Lawrence, NY?

For house hackers, North Lawrence, NY is a challenging. The $999/mo rent on a unit helps defray the mortgage on a $128K property.

What is the typical rental rate in North Lawrence, NY?

Rental rates in North Lawrence, NY average $999/mo. Tenant demand and $128K home values make the yield look reasonable by investor standards.

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How 12967 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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