Real Estate Investing in Brasher Falls, New York (13613)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 2,733 • Data updated: September 2026

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Should you buy in 13613 (Brasher Falls, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Brasher Falls, NY (13613)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $144,717
Avg Monthly Rent $873
1% Rule ✗ Does Not Meet
Median Income $45,893
% Renters 24.7%

Market Analysis: 13613 Brasher Falls

ZIP 13613 in Brasher Falls, NY carries a significant set of headwinds. Home values near $145K and rents of $873/mo sit inside a market where underwriting has to be tight.

Rent of $873/mo on a $145K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 13613 sits below the stated 0.0% once reality is priced in.

Within NY, ZIP 13613 trails on several market indicators that neighboring Saint Lawrence County submarkets outperform. The gap is real and notable enough to shape underwriting.

Employment concentration in 13613 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 13613 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Brasher Falls:

B Good
Buy Confidence Score: 70/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+8.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $873/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data
🏠

Property Strategy for 13613

Which property type performs best in this market?

Best for Cash Flow
2BR
6.2% cap rate
Best for Appreciation
2BR
+7.9% 5yr CAGR
Best Overall Value
4BR
$40,837/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $112,645 $970 6.2% +7.9% $56,322
3BR $148,371 $1,170 5.7% +6.7% $49,457
4BR $163,349 $1,290 5.7% +7.9% $40,837

Market Trends

Home Value History (with trend line)

$151K$133K$114K$96K$78K$59KJul 2006Jul 2016Jul 2026

📊 How Does 13613 Compare?

Metric 13613 Brasher Falls Ogdensburg-Massena, NY New York
Home Value $144,717 $144,717 N/A $505,608
5-Year CAGR 5.3% 5.3% N/A 6.6%
Avg Rent $873 $873 N/A -
Cap Rate 4.7% 4.7% - -
💡 Why Invest in 13613? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13613 (Brasher Falls, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.7%
Fair
5yr Growth
+5.3%
Moderate

📊 Market Snapshot

Home Value $144,717
Monthly Rent $873
Price-to-Rent 13.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.2%
Cap Rate 4.7%
5-Year IRR 10.0%

📈 Home Appreciation

1-Year +8.9% ▲
3-Year CAGR +5.4% ▲
5-Year CAGR +5.3% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.3%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13613

Population: 2,733

💰 Median Household Income
$45,893
This area
$45,893
State
$86,376
USA
$74,580
🏠 Renter Occupied
24.7%
This area
24.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-24.2%
USA
3.7%
🎓 College Educated
12.7%
This area
12.7%
State
4.2%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
9.6%
This area
9.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 95.9%
Other/Mixed 3.4%
Hispanic/Latino 1.1%
Black/African American 0.6%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
22.2%
This area
22.2%
USA
17.3%
📊 Poverty Rate
10.6%
This area
10.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13613

A+ Avg School Grade
3 Schools
10.6:1 Avg Class Size
$26,436 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

SAINT LAWRENCE ELEMENTARY SCHOOL

📚 Pre-K – 04 Elementary
👥
363 Students
👨‍🏫
11.1:1 Class Size
💰
$26,436 Per Student
A+ Excellent

ST LAWRENCE MIDDLE SCHOOL

📚 05 – 08 School
👥
309 Students
👨‍🏫
9.6:1 Class Size
💰
$26,436 Per Student
A+ Excellent

SAINT LAWRENCE HIGH SCHOOL

📚 09 – 12 High School
👥
288 Students
👨‍🏫
11.1:1 Class Size
💰
$26,436 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Brasher Falls, NY a smart market for rental property?

The 3.0/5 investability rating in Brasher Falls, NY reflects its $145K prices and $873/mo rents. Investors generally consider it a solid option within NY.

Which real estate strategy fits Brasher Falls, NY?

The best-fit strategy in Brasher Falls, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How quickly do rentals get leased in Brasher Falls, NY?

Vacancy risk in Brasher Falls, NY is elevated. That supports measured cash flow for typical rental holds.

Are homes affordable in Brasher Falls, NY?

Brasher Falls, NY home values average about $145K. That price point suits investors targeting rentals with $873/mo in monthly income.

What do landlords charge for rent in Brasher Falls, NY?

Expect rents around $873/mo per month in Brasher Falls, NY. With home values at $145K, the yield math works out to reasonable levels for rental investors.

You know 13613 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13613 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 13613 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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