Real Estate Investing in Winthrop, New York (13697)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 13697 (Winthrop, NY)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winthrop, NY (13697)?
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Market Analysis: 13697 Winthrop
The 13697 ZIP in Winthrop, NY is a local-operator market. Outside capital chasing a $154K entry has to pair deep knowledge with the discount.
For an experienced owner, 13697 can be a a viable market for hunting ground — but the discount at $154K reflects genuine risk that outside investors often underestimate.
ZIP 13697's metrics run below Saint Lawrence County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Employment concentration in 13697 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Experienced landlords with local relationships tend to find 13697 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Winthrop:
Property Strategy for 13697
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $122,854 | $1,610 | 9.4% | +6.0% | $61,427 |
| 3BR | $153,634 | $1,930 | 9.0% | +5.3% | $51,211 |
| 4BR | $158,847 | $2,130 | 9.7% | +7.4% | $39,712 |
Market Trends
Home Value History (with trend line)
📊 How Does 13697 Compare?
| Metric | 13697 | Winthrop | Ogdensburg-Massena, NY | New York |
|---|---|---|---|---|
| Home Value | $153,793 | $153,793 | N/A | $505,608 |
| 5-Year CAGR | 4.9% | 4.9% | N/A | 6.6% |
| Avg Rent | $1,449 | $1,449 | N/A | - |
| Cap Rate | 7.4% | 7.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 13697 (Winthrop, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $153,793 |
| Monthly Rent | $1,449 |
| Price-to-Rent | 8.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.3% |
| Cap Rate | 7.4% |
| 5-Year IRR | 12.3% |
📈 Home Appreciation
| 1-Year | +10.3% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +4.9% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 13697
Population: 1,951
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What do landlords charge for rent in Winthrop, NY?
The typical rental in Winthrop, NY commands about $1,449/mo monthly. That rent profile even-keeled cash flow against the $154K purchase basis.
How should investors approach Winthrop, NY?
A careful cash-flow rentals with hands-on management strategy Winthrop, NY best. The market produces steady results for that approach at the $154K price point.
Is real estate in Winthrop, NY a good investment right now?
Investors tracking Winthrop, NY will find a 3.0/5 rating supported by $154K median home values and $1,449/mo rents. That profile suits long-term holders targeting even-keeled returns.
What does house hacking look like in Winthrop, NY?
House hacking works a challenging in Winthrop, NY. Rents of $1,449/mo against $154K acquisition make the strategy solid for owner-occupants.
Should investors worry about vacancy in Winthrop, NY?
Vacancy risk in Winthrop, NY is elevated. That supports stable cash flow for typical rental holds.
You know 13697 now. You don’t know where it ranks.
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How 13697 ranks in Ogdensburg-Massena, NY
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