Real Estate Investing in Fort Jackson, New York (12965)
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Should you buy in 12965 (Fort Jackson, NY)? Our answer, based on the numbers below.
Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- High vacancy: 19.6% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fort Jackson, NY (12965)?
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Market Analysis: 12965 Fort Jackson
This part of Saint Lawrence County is not an easy win. The 12965 ZIP posts softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 12965 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
ZIP 12965's metrics run below Saint Lawrence County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 12965 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
New investors are better served looking at Fort Jackson's stable or hybrid ZIPs before stepping into 12965. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Fort Jackson:
Market Trends
Home Value History (with trend line)
📊 How Does 12965 Compare?
| Metric | 12965 | Fort Jackson | Ogdensburg-Massena, NY | New York |
|---|---|---|---|---|
| Home Value | $111,336 | $111,336 | N/A | $505,608 |
| 5-Year CAGR | 4.1% | 4.1% | N/A | 6.6% |
| Avg Rent | $1,053 | $1,053 | N/A | - |
| Cap Rate | 7.4% | 7.4% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12965 (Fort Jackson, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $111,336 |
| Monthly Rent | $1,053 |
| Price-to-Rent | 8.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.4% |
| Cap Rate | 7.4% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +7.1% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +4.1% ▲ |
| 10-Year CAGR | +5.3% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12965
Population: 281
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much rent can I charge in Fort Jackson, NY?
Rents in Fort Jackson, NY run near $1,053/mo. Compared with median home prices of $111K that produces solid gross yields for typical rentals.
How do home values compare in Fort Jackson, NY?
Homes in Fort Jackson, NY typically sell near $111K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What investment strategy works best in Fort Jackson, NY?
Most investors in Fort Jackson, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How high is vacancy risk in Fort Jackson, NY?
Fort Jackson, NY carries elevated vacancy risk. Expect consistent absorption at market rents of $1,053/mo.
How strict are landlord regulations in Fort Jackson, NY?
Fort Jackson, NY operates under NY law, which is tenant-protective overall for landlords. Expect measured treatment in typical lease and eviction cases.
You know 12965 now. You don’t know where it ranks.
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How 12965 ranks in Ogdensburg-Massena, NY
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