Real Estate Investing in Dickinson Center, New York (12930)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Franklin County • Population: 866 • Data updated: September 2026

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Should you buy in 12930 (Dickinson Center, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (68/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.0% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Dickinson Center, NY (12930)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $130,351
Avg Monthly Rent $1,179
1% Rule ✗ Does Not Meet
Median Income $64,615
% Renters 15.1%

Market Analysis: 12930 Dickinson Center

Investors eyeing 12930 need to respect the fundamentals at play. Home values of $130K come alongside slower price movement and elevated management overhead.

The 12930 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Meanwhile, 12930 offers a low basis, the region around Dickinson Center has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A notable renter share of 15% in 12930 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Dickinson Center:

C+ Average
Buy Confidence Score: 67/100
Affordability
25/25
Appreciation
14/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2× the median income
Value Trend
Rising (+11.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,179/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Malone, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Malone, NY metro data

Market Trends

Home Value History (with trend line)

$136K$121K$106K$90K$75K$60KJul 2006Jul 2016Jul 2026

📊 How Does 12930 Compare?

Metric 12930 Dickinson Center Malone, NY New York
Home Value $130,351 $130,351 N/A $505,608
5-Year CAGR 2.5% 2.5% N/A 6.6%
Avg Rent $1,179 $1,179 N/A -
Cap Rate 7.1% 7.1% - -
💡 Why Invest in 12930? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12930 (Dickinson Center, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
7.1%
Good
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Malone, NY metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $130,351
Monthly Rent $1,179
Price-to-Rent 9.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.9%
Cap Rate 7.1%
5-Year IRR 9.5%

📈 Home Appreciation

1-Year +11.8% ▲
3-Year CAGR +0.9% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +5.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.1%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.1%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.5%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 12930

Population: 866

💰 Median Household Income
$64,615
This area
$64,615
State
$86,376
USA
$74,580
🏠 Renter Occupied
15.1%
This area
15.1%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-24.2%
USA
3.7%
🎓 College Educated
14.2%
This area
14.2%
State
4.2%
USA
33.7%
👤 Median Age
40.8 years
This area
40.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
21.0%
This area
21.0%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 85.5%
Other/Mixed 14.1%
Hispanic/Latino 1.8%
Asian 0.4%
👶 Under 18
28.7%
This area
28.7%
USA
22.0%
👴 65 and Over
19.6%
This area
19.6%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

Is it easy to find good tenants in Dickinson Center, NY?

The tenant pool in Dickinson Center, NY is solid, supported by local employment and population fundamentals. Rents of $1,179/mo are well-absorbed by the market.

Do landlords face vacancy issues in Dickinson Center, NY?

Vacancy risk in Dickinson Center, NY is elevated. That supports reliable cash flow for typical rental holds.

What is the average home sale price in Dickinson Center, NY?

In Dickinson Center, NY the median home value sits at $130K. Against the broader NY market, that reads as reasonable for most investors.

Can I house hack in Dickinson Center, NY?

House hacking in Dickinson Center, NY is reasonable to execute. Prices around $130K and rents of $1,179/mo solid owner-occupant economics.

How does Dickinson Center, NY rate as a rental market?

With a 3.0/5 investability score, Dickinson Center, NY ranks as a solid market for rental property investors. Median prices of $130K and rents of $1,179/mo drive the underlying numbers.

You know 12930 now. You don’t know where it ranks.

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How 12930 ranks in Malone, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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