Real Estate Investing in Potsdam, New York (13672)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 408 • Data updated: September 2026

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Should you buy in 13672 (Potsdam, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 61.7% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • Elevated poverty: 24.5% poverty rate — can affect rent collection.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Potsdam, NY (13672)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $133,004
Avg Monthly Rent $1,161
1% Rule ✗ Does Not Meet
Median Income $62,500
% Renters 46.4%

Market Analysis: 13672 Potsdam

The 13672 ZIP in Potsdam, NY is a local-operator market. Outside capital chasing a $133K entry has to pair deep knowledge with the discount.

The 13672 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In practical terms, 13672 offers a low basis, the region around Potsdam has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

Who lives in 13672 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 13672 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Potsdam:

B Good
Buy Confidence Score: 71/100
Affordability
25/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.1× the median income
Value Trend
Rising (+6.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,161/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data

Market Trends

Home Value History (with trend line)

$138K$123K$108K$93K$77K$62KJul 2006Jul 2016Jul 2026

📊 How Does 13672 Compare?

Metric 13672 Potsdam Ogdensburg-Massena, NY New York
Home Value $133,004 $108,522 N/A $505,608
5-Year CAGR 4.9% 6.0% N/A 6.6%
Avg Rent $1,161 $1,212 N/A -
Cap Rate 6.8% 6.0% - -
💡 Why Invest in 13672? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 46% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13672 (Potsdam, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.8%
Good
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $133,004
Monthly Rent $1,161
Price-to-Rent 9.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.5%
Cap Rate 6.8%
5-Year IRR 11.7%

📈 Home Appreciation

1-Year +6.3% ▲
3-Year CAGR +4.8% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.8%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.8%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
61.7%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13672

Population: 408

💰 Median Household Income
$62,500
This area
$62,500
State
$86,376
USA
$74,580
🏠 Renter Occupied
46.4%
This area
46.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-24.2%
USA
3.7%
🎓 College Educated
23.8%
This area
23.8%
State
4.2%
USA
33.7%
👤 Median Age
58.4 years
This area
58.4 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
61.7%
This area
61.7%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 94.1%
Other/Mixed 5.8%
Hispanic/Latino 1.9%
👶 Under 18
20.2%
This area
20.2%
USA
22.0%
👴 65 and Over
35.9%
This area
35.9%
USA
17.3%
📊 Poverty Rate
24.5%
This area
24.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13672

A+ Avg School Grade
2 Schools
8.5:1 Avg Class Size
$34,473 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

PARISHVILLE-HOPKINTON ELEMENTARY SCHOOL

📚 Pre-K – 06 School
👥
181 Students
👨‍🏫
9.0:1 Class Size
💰
$34,473 Per Student
A+ Excellent
👥
158 Students
👨‍🏫
8.0:1 Class Size
💰
$34,473 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is real estate in Potsdam, NY a good investment right now?

Potsdam, NY registers an investability rating of 3.0/5, with median home values near $133K and average rents around $1,161/mo. That combination puts it in the sturdy tier for investor interest.

How landlord-friendly is Potsdam, NY?

Potsdam, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

Do landlords face vacancy issues in Potsdam, NY?

Vacancy in Potsdam, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,161/mo.

How strong is the working-renter base in Potsdam, NY?

Working renters make up the core of the Potsdam, NY tenant base. The pool is reasonable for investors targeting long-term holds.

Which real estate strategy fits Potsdam, NY?

In Potsdam, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $133K prices and $1,161/mo rents suits that approach.

You know 13672 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 13672 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 13672 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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