Real Estate Investing in Potsdam, New York (13676)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 13,408 • Data updated: September 2026

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Should you buy in 13676 (Potsdam, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (69/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 13.4% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Potsdam, NY (13676)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $192,563
Avg Monthly Rent $1,263
1% Rule ✗ Does Not Meet
Median Income $54,113
% Renters 39.3%

Market Analysis: 13676 Potsdam

The 13676 ZIP in Potsdam, NY is a local-operator market. Outside capital chasing a $193K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $193K asset, 13676 is the wrong submarket. If the plan prices in friction, the yield can still work.

The gap between 13676 and stronger Potsdam ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

The demographic picture in 13676 includes headwinds that any investor should price in. Income distribution skews lower than Potsdam averages, and tenant stability requires active management.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Potsdam:

B Good
Buy Confidence Score: 72/100
Affordability
15/25
Appreciation
25/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+13.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,263/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data
🏠

Property Strategy for 13676

Which property type performs best in this market?

Best for Cash Flow
2BR
6.4% cap rate
Best for Appreciation
4BR
+8.4% 5yr CAGR
Best Overall Value
5BR
$42,163/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $100,776 $880 6.3% +3.7% $100,776
2BR $131,048 $1,160 6.4% +7.4% $65,524
3BR $178,541 $1,390 5.6% +7.1% $59,514
4BR $209,905 $1,540 5.3% +8.4% $52,476
5BR $210,816 +7.2% $42,163

Market Trends

Home Value History (with trend line)

$201K$176K$151K$126K$101K$76KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,335$1,298$1,260$1,223$1,185$1,147Apr 2026Jun 2026Jul 2026

📊 How Does 13676 Compare?

Metric 13676 Potsdam Ogdensburg-Massena, NY New York
Home Value $192,563 $108,522 N/A $505,608
5-Year CAGR 7.1% 6.0% N/A 6.6%
Avg Rent $1,263 $1,212 N/A -
Cap Rate 5.1% 6.0% - -
💡 Why Invest in 13676? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13676 (Potsdam, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+7.1%
Strong

📊 Market Snapshot

Home Value $192,563
Monthly Rent $1,263
Price-to-Rent 12.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.9%
Cap Rate 5.1%
5-Year IRR 12.2%

📈 Home Appreciation

1-Year +13.0% ▲
3-Year CAGR +8.0% ▲
5-Year CAGR +7.1% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
13.4%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.1%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 13676

Population: 13,408

💰 Median Household Income
$54,113
This area
$54,113
State
$86,376
USA
$74,580
🏠 Renter Occupied
39.3%
This area
39.3%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.3%
This area
4.3%
State
-24.2%
USA
3.7%
🎓 College Educated
37.8%
This area
37.8%
State
4.2%
USA
33.7%
👤 Median Age
30.8 years
This area
30.8 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
13.4%
This area
13.4%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 90.5%
Other/Mixed 4.3%
Black/African American 2.7%
Hispanic/Latino 2.5%
Asian 2.4%
👶 Under 18
18.0%
This area
18.0%
USA
22.0%
👴 65 and Over
15.9%
This area
15.9%
USA
17.3%
📊 Poverty Rate
7.2%
This area
7.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 13676

A+ Avg School Grade
3 Schools
12.1:1 Avg Class Size
$27,056 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

A A KINGSTON MIDDLE SCHOOL

📚 05 – 08 School
👥
346 Students
👨‍🏫
11.3:1 Class Size
💰
$27,056 Per Student
A+ Excellent

LAWRENCE AVENUE ELEMENTARY SCHOOL

📚 Pre-K – 04 Elementary
👥
546 Students
👨‍🏫
12.9:1 Class Size
💰
$27,056 Per Student
A+ Excellent

POTSDAM SENIOR HIGH SCHOOL

📚 09 – 12 High School
👥
411 Students
👨‍🏫
12.2:1 Class Size
💰
$27,056 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 396 Off-Campus Students
C+
SUNY College at Potsdam
2,751 students · 3.0 mi
C+
Clarkson University
3,603 students · 4.3 mi
B
St Lawrence University
2,089 students · 12.9 mi
C
SUNY College of Technology at Canton
2,919 students · 13.6 mi

Frequently Asked Questions

What kind of vacancy should I budget for in Potsdam, NY?

Expect elevated vacancy in Potsdam, NY. Rents at $1,263/mo are absorbed by the tenant base without meaningful lag.

Is it easy to find good tenants in Potsdam, NY?

Tenant quality in Potsdam, NY ranks as solid. Landlords generally report stable occupancy at market rents of $1,263/mo.

Does Potsdam, NY favor landlords or tenants?

Potsdam, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.

How strong are rents in Potsdam, NY?

Expect rents around $1,263/mo per month in Potsdam, NY. With home values at $193K, the yield math works out to reasonable levels for rental investors.

Does house hacking make sense in Potsdam, NY?

For house hackers, Potsdam, NY is a challenging. The $1,263/mo rent on a unit helps defray the mortgage on a $193K property.

You know 13676 now. You don’t know where it ranks.

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How 13676 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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