Real Estate Investing in South Colton, New York (13687)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Saint Lawrence County • Population: 421 • Data updated: September 2026

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Should you buy in 13687 (South Colton, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 62.1% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in South Colton, NY (13687)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $169,474
Avg Monthly Rent $1,098
1% Rule ✗ Does Not Meet
Median Income $44,375
% Renters 3.0%

Market Analysis: 13687 South Colton

Investors eyeing 13687 need to respect the fundamentals at play. Home values of $169K come alongside slower price movement and elevated management overhead.

Rent of $1,098/mo on a $169K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 13687 sits below the stated 0.0% once reality is priced in.

Nearby ZIPs in South Colton have seen price recovery that 13687 has not matched. Saint Lawrence County data supports the view that the spread is structural rather than temporary.

Who lives in 13687 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in South Colton:

C+ Average
Buy Confidence Score: 61/100
Affordability
15/25
Appreciation
18/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+13.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,098/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Ogdensburg-Massena, NY Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ogdensburg-Massena, NY metro data

Market Trends

Home Value History (with trend line)

$178K$154K$130K$106K$82K$59KJul 2006Jul 2016Jul 2026

📊 How Does 13687 Compare?

Metric 13687 South Colton Ogdensburg-Massena, NY New York
Home Value $169,474 $169,474 N/A $505,608
5-Year CAGR 4.9% 4.9% N/A 6.6%
Avg Rent $1,098 $1,098 N/A -
Cap Rate 5.1% 5.1% - -
💡 Why Invest in 13687? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 13687 (South Colton, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.1%
Fair
5yr Growth
+4.9%
Moderate

📊 Market Snapshot

Home Value $169,474
Monthly Rent $1,098
Price-to-Rent 12.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.8%
Cap Rate 5.1%
5-Year IRR 9.9%

📈 Home Appreciation

1-Year +13.3% ▲
3-Year CAGR +5.6% ▲
5-Year CAGR +4.9% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
62.1%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.9%
Stable
Eviction process: Slow Rent control: Unfavorable

Demographics in 13687

Population: 421

💰 Median Household Income
$44,375
This area
$44,375
State
$86,376
USA
$74,580
🏠 Renter Occupied
3.0%
This area
3.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-24.2%
USA
3.7%
🎓 College Educated
29.7%
This area
29.7%
State
4.2%
USA
33.7%
👤 Median Age
54.1 years
This area
54.1 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
62.1%
This area
62.1%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 99.2%
Other/Mixed 0.8%
👶 Under 18
15.2%
This area
15.2%
USA
22.0%
👴 65 and Over
35.4%
This area
35.4%
USA
17.3%
📊 Poverty Rate
15.6%
This area
15.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

Frequently Asked Questions

How does South Colton, NY stack up for property investment?

Our data puts South Colton, NY at 3.0/5 for investability. Home prices of $169K and rents around $1,098/mo create a solid backdrop for investor activity.

How strong is tenant demand in South Colton, NY?

Tenant quality in South Colton, NY ranks as solid. Landlords generally report reliable occupancy at market rents of $1,098/mo.

How much rent can I charge in South Colton, NY?

Rent in South Colton, NY is around $1,098/mo. The resulting rent-to-value relationship with $169K pricing is reasonable for most investor models.

How tight is the rental market in South Colton, NY?

Expect elevated vacancy in South Colton, NY. Rents at $1,098/mo are absorbed by the tenant base without meaningful lag.

How expensive is real estate in South Colton, NY?

South Colton, NY median home values land near $169K. That is reasonable territory for investors looking at $1,098/mo-per-month rentals.

You know 13687 now. You don’t know where it ranks.

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How 13687 ranks in Ogdensburg-Massena, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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