Best ZIP Codes for Cash Flow in Kahului-Wailuku-Lahaina, HI (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 96748 | Kaunakakai, HI | $390,697 | $1,899 | 3.79% | 1.2% |
| 2 | 96757 | Kaunakakai, HI | $414,596 | $1,908 | 3.59% | — |
| 3 | 96729 | Hoolehua, HI | $445,251 | $1,872 | 3.28% | -0.8% |
| 4 | 96768 | Makawao, HI | $1,110,641 | $4,039 | 2.84% | 5.3% |
| 5 | 96713 | Hana, HI | $784,896 | $2,808 | 2.79% | 2.1% |
| 6 | 96793 | Wailuku, HI | $910,037 | $3,216 | 2.76% | 4.9% |
| 7 | 96761 | Lahaina, HI | $978,094 | $3,202 | 2.55% | 2.6% |
| 8 | 96753 | Kihei, HI | $1,010,033 | $3,182 | 2.46% | 3.8% |
| 9 | 96708 | Haiku, HI | $1,309,246 | $3,725 | 2.22% | 4.8% |
| 10 | 96763 | Lanai City, HI | $712,494 | $1,872 | 2.05% | 1.8% |
| 11 | 96732 | Kahului, HI | $1,015,446 | $2,538 | 1.95% | 5.1% |
| 12 | 96779 | Paia, HI | $1,335,408 | $3,159 | 1.85% | 3.6% |
| 13 | 96790 | Kula, HI | $1,327,798 | $2,502 | 1.47% | 4.7% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Kahului-Wailuku-Lahaina, HI · Affordable in Kahului-Wailuku-Lahaina, HI
Or see the full Kahului-Wailuku-Lahaina, HI metro profile.