Real Estate Investing in Haiku, Hawaii (96708)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 96708 (Haiku, HI)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.1% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 29.3 — hard to cash-flow at these prices.
What’s happening in Haiku, HI (96708)?
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Market Analysis: 96708 Haiku
Investors eyeing 96708 need to respect the fundamentals at play. Home values of $1.3M come alongside slower price movement and elevated management overhead.
Rent of $3,725/mo on a $1.3M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 96708 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Haiku have seen price recovery that 96708 has not matched. Maui County data supports the view that the spread is structural rather than temporary.
The demographic picture in 96708 includes headwinds that any investor should price in. Income distribution skews lower than Haiku averages, and tenant stability requires active management.
Distressed ZIPs reward experience. sturdy returns are possible in 96708, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Haiku:
Property Strategy for 96708
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $1,076,917 | $2,480 | 1.7% | +7.7% | $1,076,917 |
| 2BR | $1,196,964 | $3,260 | 2.0% | +7.3% | $598,482 |
| 3BR | $1,336,731 | $4,220 | 2.3% | +9.3% | $445,577 |
| 4BR | $1,622,763 | $5,260 | 2.3% | +9.8% | $405,691 |
| 5BR | $1,910,920 | — | — | +9.1% | $382,184 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 96708 Compare?
| Metric | 96708 | Haiku | Kahului-Wailuku-Lahaina, HI | Hawaii |
|---|---|---|---|---|
| Home Value | $1,309,246 | $1,309,246 | N/A | $824,731 |
| 5-Year CAGR | 4.8% | 4.8% | N/A | 5.4% |
| Avg Rent | $3,725 | $3,725 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 96708 (Haiku, HI). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,309,246 |
| Monthly Rent | $3,725 |
| Price-to-Rent | 29.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 7.1% |
📈 Home Appreciation
| 1-Year | -1.6% ▼ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 96708
Population: 11,452
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 96708
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Are landlord laws favorable in Haiku, HI?
Landlord-friendliness in Haiku, HI is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.
How qualified is the tenant pool in Haiku, HI?
The renter base in Haiku, HI is reasonable for the $3,725/mo price point. Screening well and pricing to market typically yields predictable tenants.
How do home values compare in Haiku, HI?
Typical homes in Haiku, HI go for around $1.3M. The 5-year CAGR of 0.0% stable price movement.
What does house hacking look like in Haiku, HI?
House hacking in Haiku, HI is a tougher. With home values around $1.3M and rents at $3,725/mo, owner-occupants can offset a meaningful share of PITI.
What approach is best for Haiku, HI real estate?
Investors usually favor careful cash-flow rentals with hands-on management in Haiku, HI. With home values at $1.3M and rents near $3,725/mo, other strategies can work but produce steady rather than outsized returns.
You know 96708 now. You don’t know where it ranks.
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How 96708 ranks in Kahului-Wailuku-Lahaina, HI
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