Real Estate Investing in Hana, Hawaii (96713)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Maui County • Population: 1,053 • Data updated: September 2026

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Should you buy in 96713 (Hana, HI)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (33/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 37.9% of homes vacant — above national norms.
  • Higher unemployment: 8.9% unemployment — tenant risk signal.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Hana, HI (96713)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $784,896
Avg Monthly Rent $2,808
1% Rule ✗ Does Not Meet
Median Income $49,583
% Renters 43.2%

Market Analysis: 96713 Hana

Looking more closely, ZIP 96713 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $785K median. It rewards specialists, not generalists.

Rent of $2,808/mo on a $785K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 96713 sits below the stated 0.0% once reality is priced in.

ZIP 96713's metrics run below Maui County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 96713 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 96713 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Hana:

D Needs Caution
Buy Confidence Score: 46/100
Affordability
0/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 15.8× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,808/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Kahului-Wailuku-Lahaina, HI Metro Area
More inventory, negotiating room for buyers
152 days
Average time to sell
Slow
4.5%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Kahului-Wailuku-Lahaina, HI metro data
🏠

Property Strategy for 96713

Which property type performs best in this market?

Best for Cash Flow
3BR
4.0% cap rate
Best for Appreciation
3BR
+3.1% 5yr CAGR
Best Overall Value
3BR
$250,593/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $596,802 $2,380 2.9% $596,802
2BR $882,730 $3,120 2.5% $441,365
3BR $751,779 $4,190 4.0% +3.1% $250,593

Market Trends

Home Value History (with trend line)

$867K$801K$736K$671K$606K$540KFeb 2018May 2022Jul 2026

📊 How Does 96713 Compare?

Metric 96713 Hana Kahului-Wailuku-Lahaina, HI Hawaii
Home Value $784,896 $784,896 N/A $824,731
5-Year CAGR 2.1% 2.1% N/A 5.4%
Avg Rent $2,808 $2,808 N/A -
Cap Rate 2.8% 2.8% - -
💡 Why Invest in 96713? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 43% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 96713 (Hana, HI). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 96713 (Hana, HI)?

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Investability
Good
Cap Rate
2.8%
Low
5yr Growth
+2.1%
Slow

📊 Market Snapshot

Home Value $784,896
Monthly Rent $2,808
Price-to-Rent 23.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.3%
Cap Rate 2.8%
5-Year IRR 4.9%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR -1.9% ▼
5-Year CAGR +2.1% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
37.9%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+2.1%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 96713

Population: 1,053

💰 Median Household Income
$49,583
This area
$49,583
State
$87,967
USA
$74,580
🏠 Renter Occupied
43.2%
This area
43.2%
State
37.4%
USA
34.0%
💼 Unemployment Rate
8.9%
This area
8.9%
State
-27.4%
USA
3.7%
🎓 College Educated
25.1%
This area
25.1%
State
-0.9%
USA
33.7%
👤 Median Age
53.1 years
This area
53.1 years
State
-1.2 years
USA
38.9 years
🏚️ Vacancy Rate
37.9%
This area
37.9%
State
18.6%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 66.3%
White 30.7%
Asian 3.0%
👶 Under 18
13.6%
This area
13.6%
USA
22.0%
👴 65 and Over
27.4%
This area
27.4%
USA
17.3%
📊 Poverty Rate
7.3%
This area
7.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 96713

A+ Avg School Grade
1 Schools
14.3:1 Avg Class Size
$19,381 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Hana High & Elementary School

📚 Pre-K – 12 K-12
👥
400 Students
👨‍🏫
14.3:1 Class Size
💰
$19,381 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What type of investing works in Hana, HI?

In Hana, HI the solid play is typically careful cash-flow rentals with hands-on management. The combination of $785K prices and $2,808/mo rents suits that approach.

What do landlords charge for rent in Hana, HI?

The typical rental in Hana, HI commands about $2,808/mo monthly. That rent profile measured cash flow against the $785K purchase basis.

How much does a house cost in Hana, HI?

The median home value in Hana, HI is roughly $785K. That puts it reasonable relative to the HI statewide average.

How strict are landlord regulations in Hana, HI?

For rental operators, Hana, HI rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

What is the rental occupancy rate in Hana, HI?

Rental vacancy in Hana, HI is elevated. Investors should budget normal turnover but not chronic empty units.

You know 96713 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 96713 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 96713 ranks in Kahului-Wailuku-Lahaina, HI

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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