Most Affordable ZIP Codes in Poughkeepsie-Newburgh-Middletown, NY (2026)
The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 12729 | Cuddebackville, NY | $298,514 | $1,602 | 4.19% | 5.7% |
| 2 | 12771 | Port Jervis, NY | $322,330 | $1,708 | 4.13% | 6.7% |
| 3 | 12543 | Maybrook, NY | $328,006 | $1,773 | 4.22% | 6.8% |
| 4 | 12746 | Huguenot, NY | $335,661 | $1,548 | 3.60% | 5.5% |
| 5 | 12785 | Wurtsboro, NY | $343,956 | $1,548 | 3.51% | 6.1% |
| 6 | 12780 | Sparrow Bush, NY | $350,292 | $1,548 | 3.45% | 6.9% |
| 7 | 10988 | Unionville, NY | $351,771 | $1,674 | 3.71% | 7.3% |
| 8 | 10926 | Harriman, NY | $375,333 | $2,425 | 5.04% | 5.7% |
| 9 | 12601 | Poughkeepsie, NY | $401,269 | $1,834 | 3.56% | 6.9% |
| 10 | 10940 | Middletown, NY | $403,572 | $2,364 | 4.57% | 6.7% |
| 11 | 12550 | Newburgh, NY | $406,543 | $2,017 | 3.87% | 6.8% |
| 12 | 12538 | Hyde Park, NY | $423,962 | $2,167 | 3.99% | 6.8% |
| 13 | 12586 | Walden, NY | $426,534 | $2,150 | 3.93% | 6.5% |
| 14 | 10928 | Highland Falls, NY | $428,657 | $3,533 | 6.43% | 7.0% |
| 15 | 12522 | Dover Plains, NY | $430,259 | $1,548 | 2.81% | 5.7% |
| 16 | 10925 | Greenwood Lake, NY | $435,131 | $1,692 | 3.03% | 7.9% |
| 17 | 12592 | Wassaic, NY | $439,025 | $1,548 | 2.75% | 5.9% |
| 18 | 12721 | Bloomingburg, NY | $439,492 | $1,548 | 2.75% | 6.9% |
| 19 | 12594 | Wingdale, NY | $440,461 | $1,548 | 2.74% | 6.6% |
| 20 | 10963 | Otisville, NY | $441,674 | $1,548 | 2.73% | 6.6% |
| 21 | 12553 | New Windsor, NY | $445,871 | $2,537 | 4.44% | 7.0% |
| 22 | 12603 | Poughkeepsie, NY | $452,471 | $2,331 | 4.02% | 6.3% |
| 23 | 10941 | Middletown, NY | $461,757 | $2,225 | 3.76% | 7.3% |
| 24 | 12567 | Pine Plains, NY | $467,036 | $1,719 | 2.87% | 6.6% |
| 25 | 10922 | Fort Montgomery, NY | $470,138 | $1,701 | 2.82% | 6.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Cash Flow in Poughkeepsie-Newburgh-Middletown, NY · Appreciation in Poughkeepsie-Newburgh-Middletown, NY
Or see the full Poughkeepsie-Newburgh-Middletown, NY metro profile.