Real Estate Investing in Greenwood Lake, New York (10925)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10925 (Greenwood Lake, NY)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 25.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Greenwood Lake, NY (10925)?
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Market Analysis: 10925 Greenwood Lake
Meanwhile, ZIP 10925 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $435K median. It rewards specialists, not generalists.
In practical terms, the numbers look inviting — $435K purchase price, 0.0% nominal cap — the work to hit that pro forma in 10925 is substantial and deserves full respect.
Regionally, 10925 sits on the difficult end of the NY spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
A significant renter share of 22% in 10925 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 10925 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Greenwood Lake:
Property Strategy for 10925
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $274,159 | $1,470 | 3.9% | +9.6% | $274,159 |
| 2BR | $338,310 | $1,880 | 4.0% | +10.3% | $169,155 |
| 3BR | $440,516 | $2,390 | 3.9% | +9.8% | $146,839 |
| 4BR | $540,161 | $2,560 | 3.4% | +10.0% | $135,040 |
Market Trends
Home Value History (with trend line)
📊 How Does 10925 Compare?
| Metric | 10925 | Greenwood Lake | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $435,131 | $435,131 | N/A | $505,608 |
| 5-Year CAGR | 7.9% | 7.9% | N/A | 6.6% |
| Avg Rent | $1,692 | $1,692 | N/A | - |
| Cap Rate | 3.0% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10925 (Greenwood Lake, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $435,131 |
| Monthly Rent | $1,692 |
| Price-to-Rent | 21.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.7% |
| Cap Rate | 3.0% |
| 5-Year IRR | 10.9% |
📈 Home Appreciation
| 1-Year | +8.1% ▲ |
| 3-Year CAGR | +5.8% ▲ |
| 5-Year CAGR | +7.9% ▲ |
| 10-Year CAGR | +7.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10925
Population: 4,440
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10925
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,785 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How strict are landlord regulations in Greenwood Lake, NY?
Landlord-friendliness in Greenwood Lake, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
Are tenants stable in Greenwood Lake, NY?
Tenant quality in Greenwood Lake, NY ranks as solid. Landlords generally report even-keeled occupancy at market rents of $1,692/mo.
Which investment style suits Greenwood Lake, NY?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Greenwood Lake, NY. The numbers - $435K homes against $1,692/mo rents - support that play.
How tight is the rental market in Greenwood Lake, NY?
Expect elevated vacancy in Greenwood Lake, NY. Rents at $1,692/mo are absorbed by the tenant base without meaningful lag.
Is Greenwood Lake, NY suited for a house hack?
House hacking in Greenwood Lake, NY is a challenging. With home values around $435K and rents at $1,692/mo, owner-occupants can offset a meaningful share of PITI.
You know 10925 now. You don’t know where it ranks.
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How 10925 ranks in Poughkeepsie-Newburgh-Middletown, NY
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