Real Estate Investing in Sloatsburg, New York (10974)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10974 (Sloatsburg, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Sloatsburg, NY (10974)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 10974 Sloatsburg
The 10974 ZIP covers a section of Sloatsburg that demands careful diligence. Prices near $558K look accessible, but the work to make a deal cash flow is real.
Distressed markets are won on execution, not on spreadsheets. ZIP 10974 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.
Nearby ZIPs in Sloatsburg have seen price recovery that 10974 has not matched. Rockland County data supports the view that the spread is structural rather than temporary.
The demographic picture in 10974 includes headwinds that any investor should price in. Income distribution skews lower than Sloatsburg averages, and tenant stability requires active management.
The 10974 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Sloatsburg:
Property Strategy for 10974
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $426,341 | $3,530 | 6.0% | +10.2% | $213,170 |
| 3BR | $519,888 | $4,420 | 6.1% | +9.5% | $173,296 |
| 4BR | $594,997 | $4,800 | 5.8% | +9.3% | $148,749 |
Market Trends
Home Value History (with trend line)
📊 How Does 10974 Compare?
| Metric | 10974 | Sloatsburg | New York |
|---|---|---|---|
| Home Value | $558,252 | $558,252 | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | 6.6% |
| Avg Rent | $3,177 | $3,177 | - |
| Cap Rate | 4.4% | 4.4% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10974 (Sloatsburg, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $558,252 |
| Monthly Rent | $3,177 |
| Price-to-Rent | 14.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.8% |
| Cap Rate | 4.4% |
| 5-Year IRR | 11.6% |
📈 Home Appreciation
| 1-Year | +2.9% ▲ |
| 3-Year CAGR | +6.9% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +6.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10974
Population: 3,324
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10974
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,785 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Sloatsburg, NY stack up for property investment?
Investors tracking Sloatsburg, NY will find a 3.0/5 rating supported by $558K median home values and $3,177/mo rents. That profile suits long-term holders targeting predictable returns.
What are home prices like in Sloatsburg, NY?
Sloatsburg, NY home values average about $558K. That price point suits investors targeting rentals with $3,177/mo in monthly income.
What is the smart move for investors in Sloatsburg, NY?
For Sloatsburg, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
What are vacancy rates like in Sloatsburg, NY?
Occupancy in Sloatsburg, NY runs even-keeled with elevated vacancy. Well-priced units at $3,177/mo lease on reasonable timelines.
How do landlord-tenant laws work in Sloatsburg, NY?
Sloatsburg, NY falls under NY landlord-tenant law, which is tenant-protective. That backdrop makes day-to-day property management reasonable.
You know 10974 now. You don’t know where it ranks.
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How 10974 ranks in New York-Newark-Jersey City, NY-NJ-PA
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