Real Estate Investing in Monsey, New York (10952)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10952 (Monsey, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- Elevated poverty: 28.4% poverty rate — can affect rent collection.
- High price-to-rent: Price-to-rent ratio 38.9 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Monsey, NY (10952)?
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Market Analysis: 10952 Monsey
Investors eyeing 10952 need to respect the fundamentals at play. Home values of $1.2M come alongside slower price movement and elevated management overhead.
From a cash-flow lens, the numbers look inviting — $1.2M purchase price, 0.0% nominal cap — the work to hit that pro forma in 10952 is substantial and deserves full respect.
Within NY, ZIP 10952 trails on several market indicators that neighboring Rockland County submarkets outperform. The gap is real and impressive enough to shape underwriting.
Put differently, 47,169 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
New investors are better served looking at Monsey's stable or hybrid ZIPs before stepping into 10952. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Monsey:
Property Strategy for 10952
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $517,550 | $2,750 | 3.8% | +9.8% | $258,775 |
| 3BR | $922,956 | $3,440 | 2.7% | +10.3% | $307,652 |
| 4BR | $1,029,062 | $3,740 | 2.6% | +10.3% | $257,266 |
| 5BR | $1,366,712 | — | — | +10.4% | $273,342 |
Market Trends
Home Value History (with trend line)
📊 How Does 10952 Compare?
| Metric | 10952 | Monsey | New York |
|---|---|---|---|
| Home Value | $1,155,778 | $1,155,778 | $505,608 |
| 5-Year CAGR | 9.4% | 9.4% | 6.6% |
| Avg Rent | $2,475 | $2,475 | - |
| Cap Rate | 1.7% | 1.7% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10952 (Monsey, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,155,778 |
| Monthly Rent | $2,475 |
| Price-to-Rent | 38.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.6% |
| Cap Rate | 1.7% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +6.7% ▲ |
| 5-Year CAGR | +9.4% ▲ |
| 10-Year CAGR | +7.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10952
Population: 47,169
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10952
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
KAKIAT ELEMENTARY SCHOOL
CHESTNUT RIDGE MIDDLE SCHOOL
EAST RAMAPO EARLY CHILDHOOD CENTER AT KAKIAT
ELDORADO ELEMENTARY SCHOOL
HEMPSTEAD ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Is Monsey, NY a good market for FHA house hackers?
For house hackers, Monsey, NY is a tougher. The $2,475/mo rent on a unit helps defray the mortgage on a $1.2M property.
Should investors worry about vacancy in Monsey, NY?
Rental vacancy in Monsey, NY is elevated. Investors should budget normal turnover but not chronic empty units.
How landlord-friendly is Monsey, NY?
For rental operators, Monsey, NY rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
What is the average monthly rent in Monsey, NY?
Average rent in Monsey, NY is approximately $2,475/mo per month. Against $1.2M home values that yields a reasonable rent-to-price ratio.
Are tenants stable in Monsey, NY?
The renter base in Monsey, NY is reasonable for the $2,475/mo price point. Screening well and pricing to market typically yields consistent tenants.
You know 10952 now. You don’t know where it ranks.
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How 10952 ranks in New York-Newark-Jersey City, NY-NJ-PA
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