Real Estate Investing in Montebello, New York (10901)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10901 (Montebello, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.3 — hard to cash-flow at these prices.
What’s happening in Montebello, NY (10901)?
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Market Analysis: 10901 Montebello
This part of Rockland County is not an easy win. The 10901 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $2,672/mo on a $810K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10901 sits below the stated 0.0% once reality is priced in.
Nearby ZIPs in Montebello have seen price recovery that 10901 has not matched. Rockland County data supports the view that the spread is structural rather than temporary.
Resident income in 10901 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Montebello's stable or hybrid ZIPs before stepping into 10901. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Montebello:
Property Strategy for 10901
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $408,497 | $2,920 | 5.1% | +6.3% | $204,248 |
| 3BR | $631,501 | $3,660 | 4.2% | +9.1% | $210,500 |
| 4BR | $908,979 | $3,970 | 3.1% | +11.1% | $227,245 |
| 5BR | $1,218,975 | — | — | +11.9% | $243,795 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10901 Compare?
| Metric | 10901 | Montebello | New York |
|---|---|---|---|
| Home Value | $810,033 | $810,033 | $505,608 |
| 5-Year CAGR | 9.0% | 9.0% | 6.6% |
| Avg Rent | $2,672 | $2,672 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10901 (Montebello, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $810,033 |
| Monthly Rent | $2,672 |
| Price-to-Rent | 25.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 11.5% |
📈 Home Appreciation
| 1-Year | +4.8% ▲ |
| 3-Year CAGR | +6.6% ▲ |
| 5-Year CAGR | +9.0% ▲ |
| 10-Year CAGR | +6.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10901
Population: 26,224
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10901
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,763 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Is Montebello, NY a good place for real estate investing?
Yes - Montebello, NY a 3.0/5 investability score. With $810K home prices against $2,672/mo monthly rent, the market delivers a reasonable entry point for new investors.
What is the average monthly rent in Montebello, NY?
Expect rents around $2,672/mo per month in Montebello, NY. With home values at $810K, the yield math works out to reasonable levels for rental investors.
How high is vacancy risk in Montebello, NY?
Vacancy risk in Montebello, NY is elevated. That supports steady cash flow for typical rental holds.
What strategy should investors use in Montebello, NY?
Investors usually favor careful cash-flow rentals with hands-on management in Montebello, NY. With home values at $810K and rents near $2,672/mo, other strategies can work but produce steady rather than outsized returns.
How landlord-friendly is Montebello, NY?
Landlord-friendliness in Montebello, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.
You know 10901 now. You don’t know where it ranks.
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How 10901 ranks in New York-Newark-Jersey City, NY-NJ-PA
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