Real Estate Investing in Tuxedo Park, New York (10987)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 4,041 • Data updated: September 2026

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Should you buy in 10987 (Tuxedo Park, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 11.3% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 49.5 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Tuxedo Park, NY (10987)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,340,549
Avg Monthly Rent $2,259
1% Rule ✗ Does Not Meet
Median Income $162,292
% Renters 18.6%

Market Analysis: 10987 Tuxedo Park

ZIP 10987 inside Orange County looks affordable on the surface — median value of $1.3M — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 10987 can be a a viable market for hunting ground — but the discount at $1.3M reflects genuine risk that outside investors often underestimate.

ZIP 10987's metrics run below Orange County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A sturdy renter share of 19% in 10987 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

tilts toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Tuxedo Park:

C Below Average
Buy Confidence Score: 57/100
Affordability
0/25
Appreciation
25/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 8.3× the median income
Value Trend
Rising (+5.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,259/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Poughkeepsie-Newburgh-Middletown, NY Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Poughkeepsie-Newburgh-Middletown, NY metro data

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$1.1M$935K$783K$630KJul 2006Jul 2016Jul 2026

📊 How Does 10987 Compare?

Metric 10987 Tuxedo Park Poughkeepsie-Newburgh-Middletown, NY New York
Home Value $1,340,549 $1,340,549 N/A $505,608
5-Year CAGR 7.9% 7.9% N/A 6.6%
Avg Rent $2,259 $2,259 N/A -
Cap Rate 1.3% 1.3% - -
💡 Why Invest in 10987? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 10987 (Tuxedo Park, NY). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.3%
Low
5yr Growth
+7.9%
Strong

📊 Market Snapshot

Home Value $1,340,549
Monthly Rent $2,259
Price-to-Rent 49.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.0%
Cap Rate 1.3%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +5.4% ▲
3-Year CAGR +6.2% ▲
5-Year CAGR +7.9% ▲
10-Year CAGR +6.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
11.3%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+7.9%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 10987

Population: 4,041

💰 Median Household Income
$162,292
This area
$162,292
State
$86,376
USA
$74,580
🏠 Renter Occupied
18.6%
This area
18.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-24.2%
USA
3.7%
🎓 College Educated
51.6%
This area
51.6%
State
4.2%
USA
33.7%
👤 Median Age
50.5 years
This area
50.5 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
11.3%
This area
11.3%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 76.9%
Other/Mixed 14.0%
Hispanic/Latino 9.2%
Black/African American 7.6%
Asian 1.5%
👶 Under 18
16.2%
This area
16.2%
USA
22.0%
👴 65 and Over
24.2%
This area
24.2%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 10987

A+ Avg School Grade
2 Schools
5.7:1 Avg Class Size
$59,123 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

GEORGE GRANT MASON ELEMENTARY SCHOOL

📚 Pre-K – 05 Elementary
👥
110 Students
👨‍🏫
6.6:1 Class Size
💰
$59,123 Per Student
A Very Good

GEORGE F BAKER HIGH SCHOOL

📚 06 – 12 High School
👥
95 Students
👨‍🏫
4.8:1 Class Size
💰
$59,123 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,785 Off-Campus Students
C
Rockland Community College
5,763 students · 8.7 mi
B
Yeshiva Shaarei Torah of Rockland
141 students · 9.0 mi
B
Ramapo College of New Jersey
5,521 students · 9.1 mi
B+
Uta Mesivta of Kiryas Joel
2,729 students · 9.3 mi
C
Lincoln Technical Institute-Mahwah
964 students · 9.4 mi
C+
Bais Binyomin Academy
50 students · 9.5 mi
C
Derech Hachaim Seminary
285 students · 9.5 mi
B
Yeshiva Gedolah Kesser Torah
82 students · 9.8 mi

Investor Insight: With 1,785 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the smart move for investors in Tuxedo Park, NY?

In Tuxedo Park, NY the durable play is typically careful cash-flow rentals with hands-on management. The combination of $1.3M prices and $2,259/mo rents suits that approach.

How strong is the working-renter base in Tuxedo Park, NY?

Tenant demand in Tuxedo Park, NY is solid. The local workforce $2,259/mo rents across most rental classes.

What is the typical home price in Tuxedo Park, NY?

Homes in Tuxedo Park, NY typically sell near $1.3M. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

How does Tuxedo Park, NY rate as a rental market?

Tuxedo Park, NY rates 3.0/5 for investability. With median values at $1.3M and rents near $2,259/mo, the market offers reasonable fundamentals for rental investors.

Is Tuxedo Park, NY landlord-friendly?

NY law tenant-protective for landlords, and Tuxedo Park inherits those rules. Investors should still review local ordinances for rental licensing.

You know 10987 now. You don’t know where it ranks.

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How 10987 ranks in Poughkeepsie-Newburgh-Middletown, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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