Real Estate Investing in Huguenot, New York (12746)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12746 (Huguenot, NY)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 12.5% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Huguenot, NY (12746)?
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Market Analysis: 12746 Huguenot
Not every below-median market is a bargain. Huguenot's 12746 ZIP records signals that favor experienced operators who can absorb the risk $336K pricing implies.
From a cash-flow lens, the numbers look inviting — $336K purchase price, 0.0% nominal cap — the work to hit that pro forma in 12746 is substantial and deserves full respect.
Within NY, ZIP 12746 trails on several market indicators that neighboring Orange County submarkets outperform. The gap is real and substantial enough to shape underwriting.
The demographic picture in 12746 includes headwinds that any investor should price in. Income distribution skews lower than Huguenot averages, and tenant stability requires active management.
Strategy in 12746 is an operator game, not a passive one. Turning to rents, entry prices of $336K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Huguenot:
Market Trends
Home Value History (with trend line)
📊 How Does 12746 Compare?
| Metric | 12746 | Huguenot | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $335,661 | $335,661 | N/A | $505,608 |
| 5-Year CAGR | 5.5% | 5.5% | N/A | 6.6% |
| Avg Rent | $1,548 | $1,548 | N/A | - |
| Cap Rate | 3.6% | 3.6% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12746 (Huguenot, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $335,661 |
| Monthly Rent | $1,548 |
| Price-to-Rent | 18.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.5% |
| Cap Rate | 3.6% |
| 5-Year IRR | 9.1% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +4.2% ▲ |
| 5-Year CAGR | +5.5% ▲ |
| 10-Year CAGR | +7.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12746
Population: 598
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,348 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Huguenot, NY?
In Huguenot, NY the median home value sits at $336K. Against the broader NY market, that reads as reasonable for most investors.
What strategy should investors use in Huguenot, NY?
Most investors in Huguenot, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Is rental property easy to operate in Huguenot, NY?
NY ranks as a tenant-protective state for landlord-tenant law. Huguenot generally follows the statewide framework, so landlords face reasonable operating rules.
Can I house hack in Huguenot, NY?
The house hack math a challenging in Huguenot, NY. Owner-occupant buyers benefit from the $1,548/mo rents and $336K home values.
How tight is the rental market in Huguenot, NY?
Vacancy in Huguenot, NY is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,548/mo.
You know 12746 now. You don’t know where it ranks.
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How 12746 ranks in Poughkeepsie-Newburgh-Middletown, NY
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