Real Estate Investing in Wingdale, New York (12594)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Dutchess County • Population: 3,645 • Data updated: September 2026

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Should you buy in 12594 (Wingdale, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.9% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Wingdale, NY (12594)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $440,461
Avg Monthly Rent $1,548
1% Rule ✗ Does Not Meet
Median Income $92,798
% Renters 22.4%

Market Analysis: 12594 Wingdale

The 12594 ZIP in Wingdale, NY is a local-operator market. Outside capital chasing a $440K entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $440K asset, 12594 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 12594 among NY's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 12594 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Distressed ZIPs reward experience. notable returns are possible in 12594, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Wingdale:

C+ Average
Buy Confidence Score: 64/100
Affordability
10/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.7× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,548/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Poughkeepsie-Newburgh-Middletown, NY Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Poughkeepsie-Newburgh-Middletown, NY metro data
🏠

Property Strategy for 12594

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
2BR
+10.0% 5yr CAGR
Best Overall Value
4BR
$134,258/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $339,250 $1,720 3.7% +10.0% $169,625
3BR $421,743 $2,190 3.7% +9.5% $140,581
4BR $537,033 $2,370 3.2% +9.5% $134,258

Market Trends

Home Value History (with trend line)

$460K$403K$345K$287K$230K$172KJul 2006Jul 2016Jul 2026

📊 How Does 12594 Compare?

Metric 12594 Wingdale Poughkeepsie-Newburgh-Middletown, NY New York
Home Value $440,461 $440,461 N/A $505,608
5-Year CAGR 6.6% 6.6% N/A 6.6%
Avg Rent $1,548 $1,548 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 12594? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12594 (Wingdale, NY). Anonymous, moderated, never written by AI.

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Property managers serving Dutchess County

Manage rentals here? List your business →

All County Metro offers full-service residential property management in Kissimmee, FL, and surrounding areas, focusing on maximizing rental property revenue. summary from their website

Single-family
Unclaimed — is this your business? Claim it free
360 Property Management
Poughkeepsie, NY

360 Property Management provides professional property management services for houses and homes in the Hudson Valley. summary from their website

Unclaimed — is this your business? Claim it free

Asset Property Services, Inc. provides real estate management services in Fishkill, NY. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+6.6%
Strong

📊 Market Snapshot

Home Value $440,461
Monthly Rent $1,548
Price-to-Rent 23.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 9.3%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +6.3% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.9%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.6%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12594

Population: 3,645

💰 Median Household Income
$92,798
This area
$92,798
State
$86,376
USA
$74,580
🏠 Renter Occupied
22.4%
This area
22.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.7%
This area
3.7%
State
-24.2%
USA
3.7%
🎓 College Educated
26.5%
This area
26.5%
State
4.2%
USA
33.7%
👤 Median Age
48.2 years
This area
48.2 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.9%
This area
8.9%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 77.3%
Other/Mixed 11.5%
Black/African American 10.9%
Hispanic/Latino 8.1%
Asian 0.3%
👶 Under 18
14.3%
This area
14.3%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
7.0%
This area
7.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 12594

A+ Avg School Grade
1 Schools
10.7:1 Avg Class Size
$27,487 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

WINGDALE ELEMENTARY SCHOOL

📚 Pre-K – 02 Elementary
👥
247 Students
👨‍🏫
10.7:1 Class Size
💰
$27,487 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the typical home price in Wingdale, NY?

Expect median prices around $440K in Wingdale, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been predictable.

How strict are landlord regulations in Wingdale, NY?

Landlord-friendliness in Wingdale, NY is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

Does house hacking make sense in Wingdale, NY?

Wingdale, NY is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $440K price point reasonable to enter.

How much rent can I charge in Wingdale, NY?

Expect rents around $1,548/mo per month in Wingdale, NY. With home values at $440K, the yield math works out to reasonable levels for rental investors.

Is Wingdale in NY worth investing in?

Wingdale, NY comes in at an investability rating of 3.0/5, with median home values near $440K and average rents around $1,548/mo. That combination puts it in the healthy tier for investor interest.

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How 12594 ranks in Poughkeepsie-Newburgh-Middletown, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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