Real Estate Investing in Kent, Connecticut (06785)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Litchfield County • Population: 943 • Data updated: September 2026

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Should you buy in 06785 (Kent, CT)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (46/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 29.7% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 49.2 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kent, CT (06785)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $849,667
Avg Monthly Rent $1,440
1% Rule ✗ Does Not Meet
Median Income $110,774
% Renters 18.3%

Market Analysis: 06785 Kent

On balance, ZIP 06785 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $850K median. It rewards specialists, not generalists.

Distressed markets are won on execution, not on spreadsheets. ZIP 06785 reports the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

The gap between 06785 and stronger Kent ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Employment concentration in 06785 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

leans the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kent:

C+ Average
Buy Confidence Score: 60/100
Affordability
5/25
Appreciation
25/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Rising (+4.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,440/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Torrington, CT Metro Area
Even conditions for buyers and sellers
45 days
Average time to sell
Average
7.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Torrington, CT metro data
🏠

Property Strategy for 06785

Which property type performs best in this market?

Best for Cash Flow
3BR
1.9% cap rate
Best for Appreciation
3BR
+12.3% 5yr CAGR
Best Overall Value
3BR
$255,877/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $767,631 $2,060 1.9% +12.3% $255,877
4BR $1,143,097 $2,320 1.5% +11.1% $285,774

Market Trends

Home Value History (with trend line)

$891K$788K$684K$581K$478K$375KJul 2006Jul 2016Jul 2026

📊 How Does 06785 Compare?

Metric 06785 Kent Torrington, CT Connecticut
Home Value $849,667 $711,670 N/A $425,784
5-Year CAGR 7.5% 7.3% N/A 9.3%
Avg Rent $1,440 $1,634 N/A -
Cap Rate 1.3% 1.9% - -
💡 Why Invest in 06785? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 06785 (Kent, CT). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
1.3%
Low
5yr Growth
+7.5%
Strong

📉 Market Crash Risk Index

Based on Torrington, CT metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
45 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $849,667
Monthly Rent $1,440
Price-to-Rent 49.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.0%
Cap Rate 1.3%
5-Year IRR 8.9%

📈 Home Appreciation

1-Year +4.7% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +7.5% ▲
10-Year CAGR +7.3% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.7%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+7.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 06785

Population: 943

💰 Median Household Income
$110,774
This area
$110,774
State
$105,835
USA
$74,580
🏠 Renter Occupied
18.3%
This area
18.3%
State
26.8%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-3.3%
USA
3.7%
🎓 College Educated
58.5%
This area
58.5%
State
27.6%
USA
33.7%
👤 Median Age
50.6 years
This area
50.6 years
State
29.1 years
USA
38.9 years
🏚️ Vacancy Rate
29.7%
This area
29.7%
State
10.3%
USA
10.5%
👥 Population by Ethnicity
White 96.7%
Other/Mixed 3.3%
👶 Under 18
13.9%
This area
13.9%
USA
22.0%
👴 65 and Over
31.9%
This area
31.9%
USA
17.3%
📊 Poverty Rate
0.0%
This area
0.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 06785

Nearby Schools (1 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Kent Center School

📚 Pre-K – 08 School
📍 9 Judd Street, Kent
👥
191 Students
👨‍🏫
7.2:1 Class Size
💰
$33,807 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Kent, CT?

In Kent, CT the median home value sits at $850K. Against the broader CT market, that reads as reasonable for most investors.

Is it easy to find good tenants in Kent, CT?

The renter base in Kent, CT is reasonable for the $1,440/mo price point. Screening well and pricing to market typically yields steady tenants.

What are rental rates like in Kent, CT?

Average rent in Kent, CT is approximately $1,440/mo per month. Against $850K home values that yields a reasonable rent-to-price ratio.

What real estate strategy is ideal for Kent, CT?

For Kent, CT, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What is it like being a landlord in Kent, CT?

CT ranks as a landlord-friendly state for landlord-tenant law. Kent generally follows the statewide framework, so landlords face reasonable operating rules.

You know 06785 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 06785 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 06785 ranks in Torrington, CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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