Real Estate Investing in Maybrook, New York (12543)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Orange County • Population: 3,147 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 12543 (Maybrook, NY)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 8.6% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Maybrook, NY (12543)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $328,006
Avg Monthly Rent $1,773
1% Rule ✗ Does Not Meet
Median Income $90,111
% Renters 48.9%

Market Analysis: 12543 Maybrook

ZIP 12543 inside Orange County looks affordable on the surface — median value of $328K — but the discount exists for reasons that a careful buyer should understand before committing.

In practical terms, the numbers look inviting — $328K purchase price, 0.0% nominal cap — the work to hit that pro forma in 12543 is substantial and deserves full respect.

ZIP 12543's metrics run below Orange County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 12543 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

The right play in 12543 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Maybrook:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,773/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Poughkeepsie-Newburgh-Middletown, NY Metro Area
More inventory, negotiating room for buyers
64 days
Average time to sell
Slow
6.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Poughkeepsie-Newburgh-Middletown, NY metro data
🏠

Property Strategy for 12543

Which property type performs best in this market?

Best for Cash Flow
3BR
5.8% cap rate
Best for Appreciation
3BR
+9.8% 5yr CAGR
Best Overall Value
3BR
$102,662/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $307,986 $2,500 5.8% +9.8% $102,662
4BR $413,095 $2,680 4.7% +9.5% $103,274

Market Trends

Home Value History (with trend line)

$343K$300K$258K$216K$174K$132KJul 2006Jul 2016Jul 2026

📊 How Does 12543 Compare?

Metric 12543 Maybrook Poughkeepsie-Newburgh-Middletown, NY New York
Home Value $328,006 $328,006 N/A $505,608
5-Year CAGR 6.8% 6.8% N/A 6.6%
Avg Rent $1,773 $1,773 N/A -
Cap Rate 4.2% 4.2% - -
💡 Why Invest in 12543? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 12543 (Maybrook, NY). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 12543 (Maybrook, NY)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.2%
Fair
5yr Growth
+6.8%
Strong

📊 Market Snapshot

Home Value $328,006
Monthly Rent $1,773
Price-to-Rent 15.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.5%
Cap Rate 4.2%
5-Year IRR 11.0%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +5.5% ▲
5-Year CAGR +6.8% ▲
10-Year CAGR +8.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.6%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+6.8%
Growing
Eviction process: Slow Rent control: Unfavorable

Demographics in 12543

Population: 3,147

💰 Median Household Income
$90,111
This area
$90,111
State
$86,376
USA
$74,580
🏠 Renter Occupied
48.9%
This area
48.9%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-24.2%
USA
3.7%
🎓 College Educated
18.4%
This area
18.4%
State
4.2%
USA
33.7%
👤 Median Age
43.3 years
This area
43.3 years
State
7.4 years
USA
38.9 years
🏚️ Vacancy Rate
8.6%
This area
8.6%
State
19.4%
USA
10.5%
👥 Population by Ethnicity
White 68.4%
Other/Mixed 21.7%
Hispanic/Latino 21.0%
Black/African American 9.9%
👶 Under 18
18.7%
This area
18.7%
USA
22.0%
👴 65 and Over
21.0%
This area
21.0%
USA
17.3%
📊 Poverty Rate
1.3%
This area
1.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

7 Nearby 1,420 Off-Campus Students
C+
Yeshiva of Nitra Rabbinical College
270 students · 9.3 mi
C
Yeshiva Ohr Naftoli
43 students · 9.4 mi
C
Derech Hachaim Seminary
285 students · 10.8 mi
C
Orange County Community College
5,372 students · 11.0 mi
B+
Uta Mesivta of Kiryas Joel
2,729 students · 11.0 mi
C
Mount Saint Mary College
2,246 students · 11.1 mi
C+
Orange Ulster BOCES-Practical Nursing Program
72 students · 11.2 mi

Investor Insight: With 1,420 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Does Maybrook, NY make sense for an investment property?

Investors tracking Maybrook, NY will find a 3.0/5 rating supported by $328K median home values and $1,773/mo rents. That profile suits long-term holders targeting even-keeled returns.

Are there empty rentals in Maybrook, NY?

Expect elevated vacancy in Maybrook, NY. Rents at $1,773/mo are absorbed by the tenant base without meaningful lag.

What do rentals go for in Maybrook, NY?

Rent in Maybrook, NY is around $1,773/mo. The resulting rent-to-value relationship with $328K pricing is reasonable for most investor models.

What is the smart move for investors in Maybrook, NY?

The best-fit strategy in Maybrook, NY is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much does a house cost in Maybrook, NY?

Maybrook, NY median home values land near $328K. That is reasonable territory for investors looking at $1,773/mo-per-month rentals.

You know 12543 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 12543 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 12543 ranks in Poughkeepsie-Newburgh-Middletown, NY

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 12543 (Maybrook)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 12543 (Maybrook, NY).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.