Real Estate Investing in Washingtonville, New York (10992)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 10992 (Washingtonville, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Washingtonville, NY (10992)?
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Market Analysis: 10992 Washingtonville
This part of Orange County is not an easy win. The 10992 ZIP stands at softness in key indicators, and the playbook that works in cleaner markets often stalls here.
Rent of $3,850/mo on a $538K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 10992 sits below the stated 0.0% once reality is priced in.
Looking more closely, 10992 offers a low basis, the region around Washingtonville has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A robust renter share of 16% in 10992 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
The right play in 10992 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Washingtonville:
Property Strategy for 10992
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $312,831 | $1,940 | 4.5% | +9.6% | $156,416 |
| 3BR | $499,486 | $2,460 | 3.5% | +9.8% | $166,495 |
| 4BR | $583,278 | $2,640 | 3.3% | +9.5% | $145,820 |
| 5BR | $629,844 | — | — | +9.2% | $125,969 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10992 Compare?
| Metric | 10992 | Washingtonville | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $537,923 | $537,923 | N/A | $505,608 |
| 5-Year CAGR | 7.5% | 7.5% | N/A | 6.6% |
| Avg Rent | $3,850 | $3,850 | N/A | - |
| Cap Rate | 5.6% | 5.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10992 (Washingtonville, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $537,923 |
| Monthly Rent | $3,850 |
| Price-to-Rent | 11.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.6% |
| Cap Rate | 5.6% |
| 5-Year IRR | 13.1% |
📈 Home Appreciation
| 1-Year | +5.6% ▲ |
| 3-Year CAGR | +6.1% ▲ |
| 5-Year CAGR | +7.5% ▲ |
| 10-Year CAGR | +7.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10992
Population: 10,412
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 10992
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,420 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What real estate strategy is ideal for Washingtonville, NY?
For Washingtonville, NY, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
How strict are landlord regulations in Washingtonville, NY?
Washingtonville, NY operates under NY law, which is tenant-protective overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
Where do rents currently stand in Washingtonville, NY?
The typical rental in Washingtonville, NY commands about $3,850/mo monthly. That rent profile steady cash flow against the $538K purchase basis.
Is it easy to find good tenants in Washingtonville, NY?
The renter base in Washingtonville, NY is reasonable for the $3,850/mo price point. Screening well and pricing to market typically yields reliable tenants.
Is real estate in Washingtonville, NY a good investment right now?
Washingtonville, NY rates 3.0/5 for investability. With median values at $538K and rents near $3,850/mo, the market offers reasonable fundamentals for rental investors.
You know 10992 now. You don’t know where it ranks.
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How 10992 ranks in Poughkeepsie-Newburgh-Middletown, NY
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