Real Estate Investing in Cornwall, New York (12518)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 12518 (Cornwall, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.8 — hard to cash-flow at these prices.
What’s happening in Cornwall, NY (12518)?
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Market Analysis: 12518 Cornwall
Turning to rents, ZIP 12518 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $541K median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $541K asset, 12518 is the wrong submarket. If the plan prices in friction, the yield can still work.
Regionally, 12518 sits on the difficult end of the NY spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.
The demographic picture in 12518 includes headwinds that any investor should price in. Income distribution skews lower than Cornwall averages, and tenant stability requires active management.
New investors are better served looking at Cornwall's stable or hybrid ZIPs before stepping into 12518. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Cornwall:
Property Strategy for 12518
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $366,063 | $2,200 | 4.3% | +9.1% | $183,032 |
| 3BR | $486,177 | $2,790 | 4.1% | +9.9% | $162,059 |
| 4BR | $668,708 | $3,000 | 3.2% | +9.9% | $167,177 |
| 5BR | $785,114 | — | — | +9.7% | $157,023 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 12518 Compare?
| Metric | 12518 | Cornwall | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $541,235 | $541,235 | N/A | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $1,750 | $1,750 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 12518 (Cornwall, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $541,235 |
| Monthly Rent | $1,750 |
| Price-to-Rent | 25.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 9.6% |
📈 Home Appreciation
| 1-Year | +4.7% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 12518
Population: 5,728
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 12518
Schools in This ZIP Code
Nearby Schools (1 more)
Schools in adjacent ZIP codes that may serve this area
CORNWALL-ON-HUDSON ELEMENTARY SCHOOL
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the typical rental rate in Cornwall, NY?
Rents in Cornwall, NY run near $1,750/mo. Compared with median home prices of $541K that produces solid gross yields for typical rentals.
Is the tenant base reliable in Cornwall, NY?
Working renters make up the core of the Cornwall, NY tenant base. The pool is reasonable for investors targeting long-term holds.
What approach is best for Cornwall, NY real estate?
Most investors in Cornwall, NY run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
Are there empty rentals in Cornwall, NY?
Expect elevated vacancy in Cornwall, NY. Rents at $1,750/mo are absorbed by the tenant base without meaningful lag.
Can I house hack in Cornwall, NY?
The a challenging house-hack environment in Cornwall, NY reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.
You know 12518 now. You don’t know where it ranks.
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How 12518 ranks in Poughkeepsie-Newburgh-Middletown, NY
Every ZIP in this metro, ranked. Free.
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