Real Estate Investing in Highland Mills, New York (10930)
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Should you buy in 10930 (Highland Mills, NY)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Highland Mills, NY (10930)?
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Market Analysis: 10930 Highland Mills
This part of Orange County is not an easy win. The 10930 ZIP records softness in key indicators, and the playbook that works in cleaner markets often stalls here.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $551K asset, 10930 is the wrong submarket. If the plan prices in friction, the yield can still work.
On balance, 10930 offers a low basis, the region around Highland Mills has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A solid renter share of 8% in 10930 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
New investors are better served looking at Highland Mills's stable or hybrid ZIPs before stepping into 10930. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Highland Mills:
Property Strategy for 10930
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $335,063 | $2,440 | 5.2% | +8.4% | $167,531 |
| 3BR | $468,856 | $3,100 | 4.8% | +9.2% | $156,285 |
| 4BR | $639,001 | $3,320 | 3.7% | +9.4% | $159,750 |
| 5BR | $731,225 | — | — | +9.5% | $146,245 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 10930 Compare?
| Metric | 10930 | Highland Mills | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $551,222 | $551,222 | N/A | $505,608 |
| 5-Year CAGR | 7.1% | 7.1% | N/A | 6.6% |
| Avg Rent | $2,850 | $2,850 | N/A | - |
| Cap Rate | 4.0% | 4.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10930 (Highland Mills, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $551,222 |
| Monthly Rent | $2,850 |
| Price-to-Rent | 16.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.2% |
| Cap Rate | 4.0% |
| 5-Year IRR | 11.1% |
📈 Home Appreciation
| 1-Year | +4.6% ▲ |
| 3-Year CAGR | +5.5% ▲ |
| 5-Year CAGR | +7.1% ▲ |
| 10-Year CAGR | +7.2% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10930
Population: 10,342
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Highland Mills, NY make sense for an investment property?
With a 3.0/5 investability score, Highland Mills, NY ranks as a solid market for rental property investors. Median prices of $551K and rents of $2,850/mo drive the underlying numbers.
What real estate strategy is ideal for Highland Mills, NY?
Highland Mills, NY investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($551K prices, $2,850/mo rents) make it a reasonable choice.
How much should I expect to pay for a home in Highland Mills, NY?
Typical homes in Highland Mills, NY go for around $551K. The 5-year CAGR of 0.0% predictable price movement.
What is the typical vacancy rate in Highland Mills, NY?
Highland Mills, NY vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Does house hacking work in Highland Mills, NY?
House hacking works a challenging in Highland Mills, NY. Rents of $2,850/mo against $551K acquisition make the strategy solid for owner-occupants.
You know 10930 now. You don’t know where it ranks.
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How 10930 ranks in Poughkeepsie-Newburgh-Middletown, NY
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