Real Estate Investing in Campbell Hall, New York (10916)
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Should you buy in 10916 (Campbell Hall, NY)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Campbell Hall, NY (10916)?
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Market Analysis: 10916 Campbell Hall
Not every below-median market is a bargain. Campbell Hall's 10916 ZIP records signals that favor experienced operators who can absorb the risk $613K pricing implies.
The 10916 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
Nearby ZIPs in Campbell Hall have seen price recovery that 10916 has not matched. Orange County data supports the view that the spread is structural rather than temporary.
Who lives in 10916 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 10916 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Campbell Hall:
Property Strategy for 10916
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $417,026 | $2,000 | 3.5% | +8.1% | $208,513 |
| 3BR | $522,766 | $2,540 | 3.5% | +8.9% | $174,255 |
| 4BR | $683,648 | $2,730 | 2.9% | +8.9% | $170,912 |
| 5BR | $746,939 | — | — | +9.2% | $149,388 |
Market Trends
Home Value History (with trend line)
📊 How Does 10916 Compare?
| Metric | 10916 | Campbell Hall | Poughkeepsie-Newburgh-Middletown, NY | New York |
|---|---|---|---|---|
| Home Value | $612,887 | $612,887 | N/A | $505,608 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 6.6% |
| Avg Rent | $1,800 | $1,800 | N/A | - |
| Cap Rate | 2.3% | 2.3% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 10916 (Campbell Hall, NY). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $612,887 |
| Monthly Rent | $1,800 |
| Price-to-Rent | 28.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.5% |
| Cap Rate | 2.3% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +5.1% ▲ |
| 3-Year CAGR | +5.1% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 10916
Population: 4,531
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Investor Insight: With 1,420 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Campbell Hall, NY?
In Campbell Hall, NY the median home value sits at $613K. Against the broader NY market, that reads as reasonable for most investors.
How viable is house hacking in Campbell Hall, NY?
House hacking in Campbell Hall, NY is a challenging. With home values around $613K and rents at $1,800/mo, owner-occupants can offset a meaningful share of PITI.
How strict are landlord regulations in Campbell Hall, NY?
Rental owners in Campbell Hall, NY deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
How strong are rents in Campbell Hall, NY?
The typical rental in Campbell Hall, NY commands about $1,800/mo monthly. That rent profile predictable cash flow against the $613K purchase basis.
What is the renter demographic in Campbell Hall, NY?
Tenant quality in Campbell Hall, NY ranks as solid. Landlords generally report stable occupancy at market rents of $1,800/mo.
You know 10916 now. You don’t know where it ranks.
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How 10916 ranks in Poughkeepsie-Newburgh-Middletown, NY
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