Real Estate Investing in Otisville, New York

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

1 ZIP codes • Population: 3,940 • Orange County

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Should you buy in Otisville, NY? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (58/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Otisville, NY?

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3.0/ 5

Investability

Citywide average

3.0/ 5

Appreciation

6.6% 5yr CAGR

1.0/ 5

Landlord Climate

Regulatory friendliness

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
Avg Investability
Avg Home Value $441,674
Avg Monthly Rent $1,548
ZIP Codes 1

Investing in Otisville Real Estate

With a sizable population across 1 ZIPs, Otisville shows the kind of thin fundamentals that keep most out-of-state capital on the sidelines.

Investors considering Otisville, NY should understand what the ★★★☆☆ rating represents — a market with material structural headwinds, not a temporary rough patch.

Rent trends and price trends in Otisville are both soft, which is the uncomfortable combination that defines distressed-leaning markets in New York.

Otisville's population trends and income levels suggest a market where affordability is strained, which constrains how aggressively rents can rise without hurting collections.

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Best ZIP codes in Poughkeepsie-Newburgh-Middletown, NY

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Cash Flow → Appreciation → Affordable →

Landlord Ground Truth

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Avg Home Value
$441,674
Avg Monthly Rent
$1,548
1% Rule
✗ Below
Landlord Friendly (NY)

ZIP Codes in Otisville, NY

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Frequently Asked Questions About Otisville, NY

What are home prices like in Otisville, NY?

Expect median prices around $442K in Otisville, NY. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Can I live-in-and-rent in Otisville, NY?

House hacking works a challenging in Otisville, NY. Rents of $1,548/mo against $442K acquisition make the strategy solid for owner-occupants.

What kind of tenants rent in Otisville, NY?

Expect a solid tenant pool in Otisville, NY. The rental market absorbs $1,548/mo rents without meaningful friction.

Does Otisville, NY favor landlords or tenants?

NY ranks as a tenant-protective state for landlord-tenant law. Otisville generally follows the statewide framework, so landlords face reasonable operating rules.

How does Otisville, NY rate as a rental market?

Otisville, NY shows an investability rating of 3.0/5, with median home values near $442K and average rents around $1,548/mo. That combination puts it in the significant tier for investor interest.

Community Ratings

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