Real Estate Investing in Colfax, California (95713)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Placer County • Population: 10,471 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95713 (Colfax, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.1% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Colfax, CA (95713)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $508,487
Avg Monthly Rent $1,874
1% Rule ✗ Does Not Meet
Median Income $98,558
% Renters 19.6%

Market Analysis: 95713 Colfax

The 95713 ZIP covers a section of Colfax that demands careful diligence. Prices near $508K look accessible, but the work to make a deal cash flow is real.

The 95713 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within CA, ZIP 95713 trails on several market indicators that neighboring Placer County submarkets outperform. The gap is real and healthy enough to shape underwriting.

Resident income in 95713 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 95713 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Colfax:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
10/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.2× the median income
Value Trend
Rising (+4.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,874/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95713

Which property type performs best in this market?

Best for Cash Flow
1BR
4.1% cap rate
Best for Appreciation
4BR
+3.1% 5yr CAGR
Best Overall Value
4BR
$165,156/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $286,088 $1,620 4.1% +2.8% $286,088
2BR $373,834 $1,990 3.8% +2.0% $186,917
3BR $524,869 $2,650 3.6% +2.5% $174,956
4BR $660,625 $3,050 3.3% +3.1% $165,156

Market Trends

Home Value History (with trend line)

$572K$494K$416K$338K$260K$182KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 95713 Compare?

Metric 95713 Colfax Sacramento-Roseville-Folsom, CA California
Home Value $508,487 $508,487 N/A $761,003
5-Year CAGR 0.1% 0.1% N/A 5.7%
Avg Rent $1,874 $1,874 N/A -
Cap Rate 2.9% 2.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95713 (Colfax, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 95713 (Colfax, CA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Placer County

Manage rentals here? List your business →

B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website

Unclaimed — is this your business? Claim it free

Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website

Unclaimed — is this your business? Claim it free

One Nest Real Estate & Property Management provides real estate and property management services. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.9%
Low
5yr Growth
+0.1%
Slow

📊 Market Snapshot

Home Value $508,487
Monthly Rent $1,874
Price-to-Rent 22.6:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.9%
5-Year IRR 3.0%

📈 Home Appreciation

1-Year +4.5% ▲
3-Year CAGR +1.3% ▲
5-Year CAGR +0.1% ▲
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.1%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95713

Population: 10,471

💰 Median Household Income
$98,558
This area
$98,558
State
$94,164
USA
$74,580
🏠 Renter Occupied
19.6%
This area
19.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-16.6%
USA
3.7%
🎓 College Educated
29.4%
This area
29.4%
State
7.7%
USA
33.7%
👤 Median Age
45.9 years
This area
45.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.6%
This area
7.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 88.1%
Other/Mixed 9.6%
Hispanic/Latino 4.3%
Asian 1.8%
Black/African American 0.4%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
22.3%
This area
22.3%
USA
17.3%
📊 Poverty Rate
6.0%
This area
6.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95713

B+ Avg School Grade
2 Schools
20.5:1 Avg Class Size
$18,738 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Colfax High

📚 09 – 12 High School
👥
628 Students
👨‍🏫
20.8:1 Class Size
💰
$20,910 Per Student
B Good

Colfax Elementary

📚 K – 08 School
👥
334 Students
👨‍🏫
20.2:1 Class Size
💰
$16,566 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is housing expensive in Colfax, CA?

Colfax, CA home values average about $508K. That price point suits investors targeting rentals with $1,874/mo in monthly income.

Is Colfax in CA worth investing in?

Our data puts Colfax, CA at 2.0/5 for investability. Home prices of $508K and rents around $1,874/mo create a solid backdrop for investor activity.

Does house hacking make sense in Colfax, CA?

House hacking in Colfax, CA is reasonable to execute. Prices around $508K and rents of $1,874/mo solid owner-occupant economics.

How do landlord-tenant laws work in Colfax, CA?

CA law tenant-protective for landlords, and Colfax inherits those rules. Investors should still review local ordinances for rental licensing.

How qualified is the tenant pool in Colfax, CA?

The tenant pool in Colfax, CA is solid, supported by local employment and population fundamentals. Rents of $1,874/mo are well-absorbed by the market.

You know 95713 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95713 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 95713 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 95713 (Colfax)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 95713 (Colfax, CA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.