Real Estate Investing in Dutch Flat, California (95714)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95714 (Dutch Flat, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 47.7% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.8% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Dutch Flat, CA (95714)?
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Market Analysis: 95714 Dutch Flat
ZIP 95714 in Dutch Flat, CA carries a robust set of headwinds. Home values near $418K and rents of $1,494/mo sit inside a market where underwriting has to be tight.
Rent of $1,494/mo on a $418K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95714 sits below the stated 0.0% once reality is priced in.
Within CA, ZIP 95714 trails on several market indicators that neighboring Placer County submarkets outperform. The gap is real and healthy enough to shape underwriting.
The 95714 ZIP's population of 383 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.
Strategically, 95714 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Dutch Flat:
Property Strategy for 95714
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $344,145 | $1,660 | 3.5% | — | $172,072 |
| 3BR | $488,690 | $2,210 | 3.3% | +2.4% | $162,897 |
Market Trends
Home Value History (with trend line)
📊 How Does 95714 Compare?
| Metric | 95714 | Dutch Flat | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $418,361 | $418,361 | N/A | $761,003 |
| 5-Year CAGR | 0.8% | 0.8% | N/A | 5.7% |
| Avg Rent | $1,494 | $1,494 | N/A | - |
| Cap Rate | 2.8% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95714 (Dutch Flat, CA). Anonymous, moderated, never written by AI.
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Property managers serving Placer County
Manage rentals here? List your business →B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website
Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website
One Nest Real Estate & Property Management provides real estate and property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $418,361 |
| Monthly Rent | $1,494 |
| Price-to-Rent | 23.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.3% |
| Cap Rate | 2.8% |
| 5-Year IRR | 3.6% |
📈 Home Appreciation
| 1-Year | +2.9% ▲ |
| 3-Year CAGR | +1.3% ▲ |
| 5-Year CAGR | +0.8% ▲ |
| 10-Year CAGR | +5.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95714
Population: 383
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
Frequently Asked Questions
What are rental rates like in Dutch Flat, CA?
Rents in Dutch Flat, CA run near $1,494/mo. Compared with median home prices of $418K that produces solid gross yields for typical rentals.
What is the average home sale price in Dutch Flat, CA?
Dutch Flat, CA median home values land near $418K. That is reasonable territory for investors looking at $1,494/mo-per-month rentals.
How tight is the rental market in Dutch Flat, CA?
Vacancy in Dutch Flat, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,494/mo.
Is Dutch Flat, CA a friendly market for rental owners?
Dutch Flat, CA operates under CA law, which is tenant-protective overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
How do experienced investors play Dutch Flat, CA?
For Dutch Flat, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
You know 95714 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95714 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95714 ranks in Sacramento-Roseville-Folsom, CA
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