Real Estate Investing in Foresthill, California (95631)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Placer County • Population: 6,934 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95631 (Foresthill, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (52/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Flat appreciation: Values have barely moved over 5 years (0.7% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Foresthill, CA (95631)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $502,315
Avg Monthly Rent $1,881
1% Rule ✗ Does Not Meet
Median Income $94,706
% Renters 13.1%

Market Analysis: 95631 Foresthill

This part of Placer County is not an easy win. The 95631 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95631 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 95631's metrics run below Placer County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Demographically, 95631 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 95631 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Foresthill:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
10/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.3× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,881/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95631

Which property type performs best in this market?

Best for Cash Flow
3BR
4.1% cap rate
Best for Appreciation
4BR
+3.8% 5yr CAGR
Best Overall Value
4BR
$151,834/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $396,629 $2,090 3.8% +2.9% $198,315
3BR $491,944 $2,780 4.1% +3.2% $163,981
4BR $607,335 $3,200 3.8% +3.8% $151,834

Market Trends

Home Value History (with trend line)

$555K$480K$405K$330K$255K$180KJul 2006Jul 2016Jul 2026

📊 How Does 95631 Compare?

Metric 95631 Foresthill Sacramento-Roseville-Folsom, CA California
Home Value $502,315 $502,315 N/A $761,003
5-Year CAGR 0.7% 0.7% N/A 5.7%
Avg Rent $1,881 $1,881 N/A -
Cap Rate 2.9% 2.9% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95631 (Foresthill, CA). Anonymous, moderated, never written by AI.

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Property managers serving Placer County

Manage rentals here? List your business →

B and B Real Estate offers houses for sale, realtor services, houses for rent, short term rentals, and vacation properties. summary from their website

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Expert Property Management provides services for residential, commercial, multi-family, co-living, and mid-term rental properties in Sacramento. summary from their website

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One Nest Real Estate & Property Management provides real estate and property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.9%
Low
5yr Growth
+0.7%
Slow

📊 Market Snapshot

Home Value $502,315
Monthly Rent $1,881
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 3.6%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +1.2% ▲
5-Year CAGR +0.7% ▲
10-Year CAGR +4.2% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.7%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95631

Population: 6,934

💰 Median Household Income
$94,706
This area
$94,706
State
$94,164
USA
$74,580
🏠 Renter Occupied
13.1%
This area
13.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-16.6%
USA
3.7%
🎓 College Educated
20.6%
This area
20.6%
State
7.7%
USA
33.7%
👤 Median Age
46.9 years
This area
46.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.7%
This area
4.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 85.2%
Other/Mixed 13.7%
Hispanic/Latino 11.4%
Asian 1.1%
👶 Under 18
22.3%
This area
22.3%
USA
22.0%
👴 65 and Over
22.1%
This area
22.1%
USA
17.3%
📊 Poverty Rate
10.7%
This area
10.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95631

B+ Avg School Grade
2 Schools
20.1:1 Avg Class Size
$18,218 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Foresthill High

📚 09 – 12 High School
👥
194 Students
👨‍🏫
16.7:1 Class Size
💰
$20,910 Per Student
B Good

Foresthill Divide

📚 K – 08 School
👥
471 Students
👨‍🏫
23.6:1 Class Size
💰
$15,525 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Foresthill, CA a good market for buy-and-hold investors?

Yes - Foresthill, CA a 2.0/5 investability score. With $502K home prices against $1,881/mo monthly rent, the market delivers a reasonable entry point for new investors.

What kind of vacancy should I budget for in Foresthill, CA?

Vacancy in Foresthill, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,881/mo.

What investment strategy works best in Foresthill, CA?

For Foresthill, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

What kind of tenants rent in Foresthill, CA?

Foresthill, CA draws a reliable base of working renters. Demand at the $1,881/mo rent level is reasonable for standard single-family and small multi rentals.

How much rent can I charge in Foresthill, CA?

Rent in Foresthill, CA is around $1,881/mo. The resulting rent-to-value relationship with $502K pricing is reasonable for most investor models.

You know 95631 now. You don’t know where it ranks.

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How 95631 ranks in Sacramento-Roseville-Folsom, CA

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Cash Flow → Appreciation → Affordable →
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