Real Estate Investing in Madera, California (93637)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 93637 (Madera, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 9.4% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Madera, CA (93637)?
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Market Analysis: 93637 Madera
ZIP 93637 inside Madera County looks affordable on the surface — median value of $405K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 93637 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 93637 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 93637 includes headwinds that any investor should price in. Income distribution skews lower than Madera averages, and tenant stability requires active management.
Distressed ZIPs reward experience. solid returns are possible in 93637, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Madera:
Property Strategy for 93637
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $307,701 | $1,390 | 3.3% | +6.7% | $153,850 |
| 3BR | $378,721 | $1,930 | 3.7% | +7.4% | $126,240 |
| 4BR | $426,399 | $2,300 | 3.9% | +7.3% | $106,600 |
| 5BR | $477,255 | — | — | +6.7% | $95,451 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 93637 Compare?
| Metric | 93637 | Madera | Madera, CA | California |
|---|---|---|---|---|
| Home Value | $405,414 | $324,830 | N/A | $761,003 |
| 5-Year CAGR | 4.8% | 4.5% | N/A | 5.7% |
| Avg Rent | $2,074 | $2,136 | N/A | - |
| Cap Rate | 4.0% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 93637 (Madera, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $405,414 |
| Monthly Rent | $2,074 |
| Price-to-Rent | 16.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.1% |
| Cap Rate | 4.0% |
| 5-Year IRR | 8.8% |
📈 Home Appreciation
| 1-Year | +2.5% ▲ |
| 3-Year CAGR | +3.1% ▲ |
| 5-Year CAGR | +4.8% ▲ |
| 10-Year CAGR | +6.9% ▲ |
🏠 Rent Trends
| 1-Year | +7.5% ▲ |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 93637
Population: 42,278
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 93637
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,141 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Can I live-in-and-rent in Madera, CA?
Madera, CA is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $405K price point reasonable to enter.
How landlord-friendly is Madera, CA?
CA ranks as a tenant-protective state for landlord-tenant law. Madera generally follows the statewide framework, so landlords face reasonable operating rules.
How does Madera, CA rate as a rental market?
Investors tracking Madera, CA will find a 3.0/5 rating supported by $405K median home values and $2,074/mo rents. That profile suits long-term holders targeting measured returns.
How much do tenants pay in Madera, CA?
The typical rental in Madera, CA commands about $2,074/mo monthly. That rent profile measured cash flow against the $405K purchase basis.
How deep is the rental pool in Madera, CA?
Madera, CA draws a measured base of working renters. Demand at the $2,074/mo rent level is reasonable for standard single-family and small multi rentals.
You know 93637 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 93637 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 93637 ranks in Madera, CA
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