Real Estate Investing in Madera, California (93636)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Madera County • Population: 14,777 • Data updated: September 2026

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Should you buy in 93636 (Madera, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (64/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Madera, CA (93636)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $528,132
Avg Monthly Rent $2,555
1% Rule ✗ Does Not Meet
Median Income $119,375
% Renters 10.0%

Market Analysis: 93636 Madera

Investors eyeing 93636 need to respect the fundamentals at play. Home values of $528K come alongside slower price movement and elevated management overhead.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 93636 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Regionally, 93636 sits on the difficult end of the CA spectrum. The an appealing option for read — for disciplined operators — is that pricing reflects the difficulty.

Employment concentration in 93636 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

New investors are better served looking at Madera's stable or hybrid ZIPs before stepping into 93636. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Madera:

C+ Average
Buy Confidence Score: 69/100
Affordability
15/25
Appreciation
18/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Stable (+1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,555/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Madera, CA Metro Area
More inventory, negotiating room for buyers
61 days
Average time to sell
Slow
6.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Madera, CA metro data
🏠

Property Strategy for 93636

Which property type performs best in this market?

Best for Cash Flow
3BR
3.7% cap rate
Best for Appreciation
3BR
+6.5% 5yr CAGR
Best Overall Value
5BR
$124,082/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $428,510 $1,740 2.9% +4.4% $214,255
3BR $477,130 $2,420 3.7% +6.5% $159,043
4BR $587,279 $2,880 3.5% +6.2% $146,820
5BR $620,412 +6.2% $124,082

Market Trends

Home Value History (with trend line)

$558K$478K$397K$317K$236K$156KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,770$2,712$2,655$2,598$2,540$2,483Oct 2025Mar 2026Jun 2026

📊 How Does 93636 Compare?

Metric 93636 Madera Madera, CA California
Home Value $528,132 $324,830 N/A $761,003
5-Year CAGR 3.1% 4.5% N/A 5.7%
Avg Rent $2,555 $2,136 N/A -
Cap Rate 3.8% 3.9% - -
💡 Why Invest in 93636? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93636 (Madera, CA). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
3.8%
Low
5yr Growth
+3.1%
Moderate

📉 Market Crash Risk Index

Based on Madera, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
2/2
61 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $528,132
Monthly Rent $2,555
Price-to-Rent 17.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.8%
Cap Rate 3.8%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +1.0% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +3.1% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+3.1%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93636

Population: 14,777

💰 Median Household Income
$119,375
This area
$119,375
State
$94,164
USA
$74,580
🏠 Renter Occupied
10.0%
This area
10.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.5%
This area
2.5%
State
-16.6%
USA
3.7%
🎓 College Educated
37.8%
This area
37.8%
State
7.7%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.2%
This area
6.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 64.1%
Other/Mixed 30.6%
Hispanic/Latino 24.7%
Asian 3.3%
Black/African American 2.0%
👶 Under 18
25.5%
This area
25.5%
USA
22.0%
👴 65 and Over
18.3%
This area
18.3%
USA
17.3%
📊 Poverty Rate
5.0%
This area
5.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93636

B Avg School Grade
11 Schools
18.5:1 Avg Class Size
$18,660 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Valley Children's Hospital

📚 K – 12 K-12
👥
6 Students
👨‍🏫
4.1:1 Class Size
💰
$18,974 Per Student
B+ Above Average

Liberty High

📚 09 – 12 High School
👥
700 Students
👨‍🏫
19.8:1 Class Size
💰
$18,974 Per Student
B Good

Centennial Independent Study

📚 01 – 12 K-12
👥
20 Students
👨‍🏫
9.7:1 Class Size
💰
$18,974 Per Student
B Good

Independence Continuation High

📚 09 – 12 High School
👥
39 Students
👨‍🏫
11.1:1 Class Size
💰
$18,974 Per Student
B Good

Ranchos Middle

📚 07 – 08 Middle
👥
405 Students
👨‍🏫
22.9:1 Class Size
💰
$18,974 Per Student
B Good

Sierra View Elementary

📚 K – 06 School
👥
385 Students
👨‍🏫
25.7:1 Class Size
💰
$18,974 Per Student
B Good

Stone Creek Elementary

📚 K – 06 School
👥
525 Students
👨‍🏫
25.6:1 Class Size
💰
$18,974 Per Student
B Good

Webster Elementary

📚 K – 06 School
👥
647 Students
👨‍🏫
22.3:1 Class Size
💰
$18,974 Per Student
B Good

Hillside Elementary

📚 K – 08 School
👥
258 Students
👨‍🏫
18.6:1 Class Size
💰
$15,518 Per Student
C+ Average

Lincoln Community Day

📚 07 – 12 High School Limited Data
💰
$18,974 Per Student
C Below Average

Freedom Home

📚 K – 12 K-12
👥
47 Students
👨‍🏫
25.0:1 Class Size
💰
$18,974 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 8,354 Off-Campus Students
C
Madera Community College
5,825 students · 7.7 mi
C
Clovis Community College
9,053 students · 10.4 mi
D
San Joaquin Valley College-Madera
82 students · 11.4 mi
C
Lyle's College of Beauty
77 students · 11.5 mi
D
San Joaquin Valley College-Fresno
481 students · 11.7 mi
C
Paul Mitchell the School-Fresno
262 students · 13.0 mi
C
Institute of Technology
1,376 students · 13.1 mi
B
California State University-Fresno
23,986 students · 13.9 mi

Investor Insight: With 8,354 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Madera, CA a good investment right now?

Madera, CA scores 3.0/5 for investability. Home values sit at $528K and rents near $2,555/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What do landlords charge for rent in Madera, CA?

Rent in Madera, CA is around $2,555/mo. The resulting rent-to-value relationship with $528K pricing is reasonable for most investor models.

Is it easy to find good tenants in Madera, CA?

Tenant demand in Madera, CA is solid. The local workforce $2,555/mo rents across most rental classes.

Are there empty rentals in Madera, CA?

Vacancy in Madera, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $2,555/mo.

Can owner-occupants cash flow in Madera, CA?

Madera, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $2,555/mo rent level.

You know 93636 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93636 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93636 ranks in Madera, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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