Real Estate Investing in Kerman, California (93630)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fresno County • Population: 21,352 • Data updated: September 2026

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Should you buy in 93630 (Kerman, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Kerman, CA (93630)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $417,306
Avg Monthly Rent $1,458
1% Rule ✗ Does Not Meet
Median Income $54,972
% Renters 51.5%

Market Analysis: 93630 Kerman

ZIP 93630 inside Fresno County looks affordable on the surface — median value of $417K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 93630 can be a worth a close look for hunting ground — but the discount at $417K reflects genuine risk that outside investors often underestimate.

Regionally, 93630 sits on the difficult end of the CA spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Resident income in 93630 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 93630 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Kerman:

C Below Average
Buy Confidence Score: 59/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.6× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,458/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Fresno, CA Metro Area
Even conditions for buyers and sellers
41 days
Average time to sell
Average
8.7%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fresno, CA metro data
🏠

Property Strategy for 93630

Which property type performs best in this market?

Best for Cash Flow
4BR
4.3% cap rate
Best for Appreciation
4BR
+6.8% 5yr CAGR
Best Overall Value
4BR
$107,772/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $338,064 $1,620 3.5% +4.2% $169,032
3BR $389,376 $2,250 4.2% +6.8% $129,792
4BR $431,086 $2,590 4.3% +6.8% $107,772
5BR $559,723 +5.6% $111,945

Market Trends

Home Value History (with trend line)

$439K$375K$312K$248K$184K$120KJul 2006Jul 2016Jul 2026

📊 How Does 93630 Compare?

Metric 93630 Kerman Fresno, CA California
Home Value $417,306 $417,306 N/A $761,003
5-Year CAGR 4.2% 4.2% N/A 5.7%
Avg Rent $1,458 $1,458 N/A -
Cap Rate 2.7% 2.7% - -
💡 Why Invest in 93630? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

52% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 93630 (Kerman, CA). Anonymous, moderated, never written by AI.

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Property managers serving Fresno County

Manage rentals here? List your business →

CenCal PM provides property management services for apartments, single-family homes, and commercial properties in Fresno. summary from their website

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Real Property Management Platinum provides property management services in Fresno, CA. summary from their website

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Regency Property Management offers property and HOA management services in Fresno, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.2%
Moderate

📉 Market Crash Risk Index

Based on Fresno, CA metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
40%
Days Pending
1/2
41 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $417,306
Monthly Rent $1,458
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +2.8% ▲
5-Year CAGR +4.2% ▲
10-Year CAGR +6.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.2%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 93630

Population: 21,352

💰 Median Household Income
$54,972
This area
$54,972
State
$94,164
USA
$74,580
🏠 Renter Occupied
51.5%
This area
51.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
6.9%
This area
6.9%
State
-16.6%
USA
3.7%
🎓 College Educated
13.2%
This area
13.2%
State
7.7%
USA
33.7%
👤 Median Age
28.8 years
This area
28.8 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Other/Mixed 55.7%
Hispanic/Latino 52.4%
White 37.9%
Asian 5.9%
Black/African American 0.6%
👶 Under 18
32.3%
This area
32.3%
USA
22.0%
👴 65 and Over
9.3%
This area
9.3%
USA
17.3%
📊 Poverty Rate
18.5%
This area
18.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 93630

C+ Avg School Grade
8 Schools
25.7:1 Avg Class Size
$14,887 Avg Per Pupil

Schools in This ZIP Code

B Good

Kerman-Floyd Elementary

📚 K – 06 School
👥
663 Students
👨‍🏫
21.4:1 Class Size
💰
$14,887 Per Student
B Good

Enterprise High

📚 07 – 12 High School
👥
64 Students
👨‍🏫
13.3:1 Class Size
💰
$14,887 Per Student
B Good

Kerman High

📚 09 – 12 High School
👥
1,480 Students
👨‍🏫
20.5:1 Class Size
💰
$14,887 Per Student
B Good

Kerman Middle

📚 07 – 08 Middle
👥
800 Students
👨‍🏫
22.5:1 Class Size
💰
$14,887 Per Student
B Good

Liberty Elementary

📚 K – 06 School
👥
613 Students
👨‍🏫
23.5:1 Class Size
💰
$14,887 Per Student
B Good

Sun Empire Elementary

📚 K – 06 School
👥
610 Students
👨‍🏫
22.6:1 Class Size
💰
$14,887 Per Student
C+ Average

Goldenrod Elementary

📚 K – 06 School
👥
860 Students
👨‍🏫
23.9:1 Class Size
💰
$14,887 Per Student
C Below Average

Kerman Unified Online

📚 K – 12 K-12
👥
213 Students
👨‍🏫
57.6:1 Class Size
💰
$14,887 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Should investors consider Kerman, CA?

Our data puts Kerman, CA at 3.0/5 for investability. Home prices of $417K and rents around $1,458/mo create a solid backdrop for investor activity.

What is the tenant pool like in Kerman, CA?

Kerman, CA offers a stable renter base at the $1,458/mo rent level. Tenant turnover is reasonable for well-managed properties.

Are there empty rentals in Kerman, CA?

Rental vacancy in Kerman, CA is elevated. Investors should budget normal turnover but not chronic empty units.

Does a duplex house hack pencil in Kerman, CA?

Kerman, CA offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,458/mo rent level.

Where do rents currently stand in Kerman, CA?

Kerman, CA rentals go for roughly $1,458/mo a month. That puts gross yield in solid territory relative to $417K acquisition costs.

You know 93630 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 93630 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 93630 ranks in Fresno, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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