Real Estate Investing in Rancho Palos Verdes, California (90275)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Angeles County • Population: 41,367 • Data updated: September 2026

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Should you buy in 90275 (Rancho Palos Verdes, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 34.2 — hard to cash-flow at these prices.

What’s happening in Rancho Palos Verdes, CA (90275)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,824,479
Avg Monthly Rent $4,444
1% Rule ✗ Does Not Meet
Median Income $166,602
% Renters 20.2%

Market Analysis: 90275 Rancho Palos Verdes

ZIP 90275 in Rancho Palos Verdes, CA carries a significant set of headwinds. Home values near $1.8M and rents of $4,444/mo sit inside a market where underwriting has to be tight.

Rent of $4,444/mo on a $1.8M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 90275 sits below the stated 0.0% once reality is priced in.

Statewide comparisons place 90275 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 90275 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Strategically, 90275 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Rancho Palos Verdes:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11× the median income
Value Trend
Rising (+3.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,444/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 90275

Which property type performs best in this market?

Best for Cash Flow
1BR
4.1% cap rate
Best for Appreciation
3BR
+6.9% 5yr CAGR
Best Overall Value
2BR
$442,191/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $546,950 $3,130 4.1% +2.9% $546,950
2BR $884,382 $3,900 3.2% +5.1% $442,191
3BR $1,517,712 $4,940 2.3% +6.9% $505,904
4BR $1,910,389 $5,510 2.1% +6.7% $477,597
5BR $2,273,689 +5.8% $454,738

Market Trends

Home Value History (with trend line)

$1.9M$1.7M$1.4M$1.2M$921K$668KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$5,591$5,061$4,530$4,000$3,470$2,939Jul 2016Jul 2021Jul 2026

📊 How Does 90275 Compare?

Metric 90275 Rancho Palos Verdes Los Angeles-Long Beach-Anaheim, CA California
Home Value $1,824,479 $1,824,479 N/A $761,003
5-Year CAGR 4.6% 4.6% N/A 5.7%
Avg Rent $4,444 $4,444 N/A -
Cap Rate 1.9% 1.9% - -
💡 Why Invest in 90275? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 90275 (Rancho Palos Verdes, CA). Anonymous, moderated, never written by AI.

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Property managers serving Los Angeles County

Manage rentals here? List your business →

A Better Property Management Company Inc. provides property management services in Long Beach, Seal Beach, and Southern California. summary from their website

Unclaimed — is this your business? Claim it free

ACF Property Management leases shopping center spaces nationwide, managing over 37 shopping centers in 11 states from California to Florida. summary from their website

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summary from their website summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+4.6%
Moderate

📊 Market Snapshot

Home Value $1,824,479
Monthly Rent $4,444
Price-to-Rent 34.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +3.8% ▲
3-Year CAGR +2.2% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +6.2% ▲

🏠 Rent Trends

1-Year -8.4% ▼
3-Year CAGR -0.6% ▼
5-Year CAGR +2.0% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.4%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.6%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 90275

Population: 41,367

💰 Median Household Income
$166,602
This area
$166,602
State
$94,164
USA
$74,580
🏠 Renter Occupied
20.2%
This area
20.2%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-16.6%
USA
3.7%
🎓 College Educated
69.0%
This area
69.0%
State
7.7%
USA
33.7%
👤 Median Age
49.8 years
This area
49.8 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
7.4%
This area
7.4%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 50.3%
Asian 32.3%
Other/Mixed 15.6%
Hispanic/Latino 9.0%
Black/African American 1.8%
👶 Under 18
20.9%
This area
20.9%
USA
22.0%
👴 65 and Over
26.3%
This area
26.3%
USA
17.3%
📊 Poverty Rate
2.4%
This area
2.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 90275

B Avg School Grade
10 Schools
22.7:1 Avg Class Size
$17,677 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Rudecinda Sepulveda Dodson Middle

📚 06 – 08 Middle
👥
1,295 Students
👨‍🏫
20.7:1 Class Size
💰
$25,877 Per Student
B Good

Crestwood Street STEAM Magnet

📚 K – 05 Elementary
👥
291 Students
👨‍🏫
22.4:1 Class Size
💰
$25,877 Per Student
B Good

Miraleste Intermediate

📚 06 – 08 Middle
👥
746 Students
👨‍🏫
21.4:1 Class Size
💰
$15,627 Per Student
B Good

Point Vicente Elementary

📚 K – 05 Elementary
👥
335 Students
👨‍🏫
19.0:1 Class Size
💰
$15,627 Per Student
B Good

Cornerstone at Pedregal Elementary

📚 K – 05 Elementary
👥
436 Students
👨‍🏫
22.9:1 Class Size
💰
$15,627 Per Student
B Good

Mira Catalina Elementary

📚 K – 05 Elementary
👥
370 Students
👨‍🏫
22.8:1 Class Size
💰
$15,627 Per Student
B Good

Silver Spur Elementary

📚 K – 05 Elementary
👥
539 Students
👨‍🏫
23.2:1 Class Size
💰
$15,627 Per Student
B Good

Soleado Elementary

📚 K – 05 Elementary
👥
452 Students
👨‍🏫
24.7:1 Class Size
💰
$15,627 Per Student
B Good

Vista Grande Elementary

📚 K – 05 Elementary
👥
371 Students
👨‍🏫
24.0:1 Class Size
💰
$15,627 Per Student
C+ Average

Ridgecrest Intermediate

📚 06 – 08 Middle
👥
917 Students
👨‍🏫
25.9:1 Class Size
💰
$15,627 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 13,489 Off-Campus Students
C+
Homestead Schools
178 students · 3.8 mi
C+
Redondo Beach Beauty College
52 students · 3.8 mi
C
Los Angeles Harbor College
8,898 students · 5.0 mi
D
California Healing Arts College
298 students · 8.3 mi
C+
Victory Career College
97 students · 8.4 mi
C
El Camino Community College District
21,599 students · 9.2 mi
D
California State University-Chancellors Office
0 students · 9.3 mi
C+
America Evangelical University
207 students · 9.6 mi

Investor Insight: With 13,489 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical home price in Rancho Palos Verdes, CA?

In Rancho Palos Verdes, CA the median home value sits at $1.8M. Against the broader CA market, that reads as reasonable for most investors.

Are there empty rentals in Rancho Palos Verdes, CA?

Vacancy in Rancho Palos Verdes, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $4,444/mo.

How much is rent in Rancho Palos Verdes, CA?

Rancho Palos Verdes, CA rentals go for roughly $4,444/mo a month. That puts gross yield in solid territory relative to $1.8M acquisition costs.

Are landlord laws favorable in Rancho Palos Verdes, CA?

Rental owners in Rancho Palos Verdes, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.

What is the typical renter like in Rancho Palos Verdes, CA?

Rancho Palos Verdes, CA offers a reliable renter base at the $4,444/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 90275 now. You don’t know where it ranks.

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How 90275 ranks in Los Angeles-Long Beach-Anaheim, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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