Real Estate Investing in Rancho Palos Verdes, California (90275)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 90275 (Rancho Palos Verdes, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 34.2 — hard to cash-flow at these prices.
What’s happening in Rancho Palos Verdes, CA (90275)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 90275 Rancho Palos Verdes
ZIP 90275 in Rancho Palos Verdes, CA carries a significant set of headwinds. Home values near $1.8M and rents of $4,444/mo sit inside a market where underwriting has to be tight.
Rent of $4,444/mo on a $1.8M basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 90275 sits below the stated 0.0% once reality is priced in.
Statewide comparisons place 90275 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 90275 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategically, 90275 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Rancho Palos Verdes:
Property Strategy for 90275
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $546,950 | $3,130 | 4.1% | +2.9% | $546,950 |
| 2BR | $884,382 | $3,900 | 3.2% | +5.1% | $442,191 |
| 3BR | $1,517,712 | $4,940 | 2.3% | +6.9% | $505,904 |
| 4BR | $1,910,389 | $5,510 | 2.1% | +6.7% | $477,597 |
| 5BR | $2,273,689 | — | — | +5.8% | $454,738 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 90275 Compare?
| Metric | 90275 | Rancho Palos Verdes | Los Angeles-Long Beach-Anaheim, CA | California |
|---|---|---|---|---|
| Home Value | $1,824,479 | $1,824,479 | N/A | $761,003 |
| 5-Year CAGR | 4.6% | 4.6% | N/A | 5.7% |
| Avg Rent | $4,444 | $4,444 | N/A | - |
| Cap Rate | 1.9% | 1.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 90275 (Rancho Palos Verdes, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,824,479 |
| Monthly Rent | $4,444 |
| Price-to-Rent | 34.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.9% |
| Cap Rate | 1.9% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | +3.8% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +4.6% ▲ |
| 10-Year CAGR | +6.2% ▲ |
🏠 Rent Trends
| 1-Year | -8.4% ▼ |
| 3-Year CAGR | -0.6% ▼ |
| 5-Year CAGR | +2.0% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 90275
Population: 41,367
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 90275
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 13,489 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the typical home price in Rancho Palos Verdes, CA?
In Rancho Palos Verdes, CA the median home value sits at $1.8M. Against the broader CA market, that reads as reasonable for most investors.
Are there empty rentals in Rancho Palos Verdes, CA?
Vacancy in Rancho Palos Verdes, CA is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $4,444/mo.
How much is rent in Rancho Palos Verdes, CA?
Rancho Palos Verdes, CA rentals go for roughly $4,444/mo a month. That puts gross yield in solid territory relative to $1.8M acquisition costs.
Are landlord laws favorable in Rancho Palos Verdes, CA?
Rental owners in Rancho Palos Verdes, CA deal with a tenant-protective legal framework. Most standard eviction processes run on reasonable timelines.
What is the typical renter like in Rancho Palos Verdes, CA?
Rancho Palos Verdes, CA offers a reliable renter base at the $4,444/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 90275 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 90275 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 90275 ranks in Los Angeles-Long Beach-Anaheim, CA
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