Real Estate Investing in Lomita, California (90717)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 90717 (Lomita, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.1 — hard to cash-flow at these prices.
What’s happening in Lomita, CA (90717)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 90717 Lomita
Investors eyeing 90717 need to respect the fundamentals at play. Home values of $911K come alongside slower price movement and elevated management overhead.
Meanwhile, the numbers look inviting — $911K purchase price, 0.0% nominal cap — the work to hit that pro forma in 90717 is substantial and deserves full respect.
ZIP 90717's metrics run below Los Angeles County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The demographic picture in 90717 includes headwinds that any investor should price in. Income distribution skews lower than Lomita averages, and tenant stability requires active management.
The 90717 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Lomita:
Property Strategy for 90717
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $568,311 | $2,040 | 2.6% | -1.0% | $568,311 |
| 2BR | $706,218 | $2,540 | 2.6% | +4.3% | $353,109 |
| 3BR | $897,379 | $3,220 | 2.6% | +4.9% | $299,126 |
| 4BR | $1,137,511 | $3,590 | 2.3% | +6.4% | $284,378 |
| 5BR | $1,222,930 | — | — | +6.4% | $244,586 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 90717 Compare?
| Metric | 90717 | Lomita | Los Angeles-Long Beach-Anaheim, CA | California |
|---|---|---|---|---|
| Home Value | $911,309 | $911,309 | N/A | $761,003 |
| 5-Year CAGR | 2.6% | 2.6% | N/A | 5.7% |
| Avg Rent | $2,907 | $2,907 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 90717 (Lomita, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $911,309 |
| Monthly Rent | $2,907 |
| Price-to-Rent | 26.1:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 5.1% |
📈 Home Appreciation
| 1-Year | +2.8% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +2.6% ▲ |
| 10-Year CAGR | +5.5% ▲ |
🏠 Rent Trends
| 1-Year | -0.4% ▼ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 90717
Population: 21,319
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 90717
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Humanities and Arts (HARTS) Academy of Los Angeles
President Avenue Elementary
Normont Elementary
Halldale Elementary
Harbor City Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 15,325 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How does Lomita, CA stack up for property investment?
Lomita, CA rates 3.0/5 for investability. With median values at $911K and rents near $2,907/mo, the market offers reasonable fundamentals for rental investors.
What are rental rates like in Lomita, CA?
Expect rents around $2,907/mo per month in Lomita, CA. With home values at $911K, the yield math works out to reasonable levels for rental investors.
Which investment style suits Lomita, CA?
Lomita, CA investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($911K prices, $2,907/mo rents) make it a reasonable choice.
Does house hacking make sense in Lomita, CA?
House hacking in Lomita, CA is a challenging. With home values around $911K and rents at $2,907/mo, owner-occupants can offset a meaningful share of PITI.
What are vacancy rates like in Lomita, CA?
Rental vacancy in Lomita, CA is elevated. Investors should budget normal turnover but not chronic empty units.
You know 90717 now. You don’t know where it ranks.
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How 90717 ranks in Los Angeles-Long Beach-Anaheim, CA
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