Real Estate Investing in Torrance, California (90503)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Angeles County • Population: 43,764 • Data updated: September 2026

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Should you buy in 90503 (Torrance, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 35.0 — hard to cash-flow at these prices.

What’s happening in Torrance, CA (90503)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,293,892
Avg Monthly Rent $3,085
1% Rule ✗ Does Not Meet
Median Income $117,364
% Renters 48.9%

Market Analysis: 90503 Torrance

ZIP 90503 in Torrance, CA carries a impressive set of headwinds. Home values near $1.3M and rents of $3,085/mo sit inside a market where underwriting has to be tight.

Distressed markets are won on execution, not on spreadsheets. ZIP 90503 stands at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Statewide comparisons place 90503 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Resident income in 90503 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 90503 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Torrance:

C Below Average
Buy Confidence Score: 58/100
Affordability
0/25
Appreciation
22/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 11× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,085/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 90503

Which property type performs best in this market?

Best for Cash Flow
1BR
3.6% cap rate
Best for Appreciation
5BR
+7.5% 5yr CAGR
Best Overall Value
5BR
$332,860/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $510,595 $2,530 3.6% +3.1% $510,595
2BR $785,967 $3,160 2.9% +4.4% $392,984
3BR $1,235,290 $4,010 2.3% +7.0% $411,763
4BR $1,494,376 $4,460 2.1% +7.3% $373,594
5BR $1,664,298 +7.5% $332,860

Market Trends

Home Value History (with trend line)

$1.4M$1.2M$1.0M$821K$636K$451KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,174$2,916$2,659$2,402$2,144$1,887Jul 2016Jul 2021Jul 2026

📊 How Does 90503 Compare?

Metric 90503 Torrance Los Angeles-Long Beach-Anaheim, CA California
Home Value $1,293,892 $941,434 N/A $761,003
5-Year CAGR 5.2% 4.2% N/A 5.7%
Avg Rent $3,085 $2,980 N/A -
Cap Rate 1.9% 2.0% - -
💡 Why Invest in 90503? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 90503 (Torrance, CA). Anonymous, moderated, never written by AI.

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Property managers serving Los Angeles County

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A Better Property Management Company Inc. provides property management services in Long Beach, Seal Beach, and Southern California. summary from their website

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ACF Property Management leases shopping center spaces nationwide, managing over 37 shopping centers in 11 states from California to Florida. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.9%
Low
5yr Growth
+5.2%
Moderate

📊 Market Snapshot

Home Value $1,293,892
Monthly Rent $3,085
Price-to-Rent 35.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.9%
Cap Rate 1.9%
5-Year IRR 7.1%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +5.2% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +4.9% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +4.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
6.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.2%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 90503

Population: 43,764

💰 Median Household Income
$117,364
This area
$117,364
State
$94,164
USA
$74,580
🏠 Renter Occupied
48.9%
This area
48.9%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.0%
This area
3.0%
State
-16.6%
USA
3.7%
🎓 College Educated
55.4%
This area
55.4%
State
7.7%
USA
33.7%
👤 Median Age
41.1 years
This area
41.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
6.0%
This area
6.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
Asian 41.3%
White 38.1%
Other/Mixed 16.5%
Hispanic/Latino 11.0%
Black/African American 4.1%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
16.5%
This area
16.5%
USA
17.3%
📊 Poverty Rate
4.8%
This area
4.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 90503

C+ Avg School Grade
8 Schools
25.4:1 Avg Class Size
$15,094 Avg Per Pupil

Schools in This ZIP Code

B Good

Anza Elementary

📚 K – 05 Elementary
👥
640 Students
👨‍🏫
24.2:1 Class Size
💰
$15,094 Per Student
B Good

Bert M. Lynn Middle

📚 06 – 08 Middle
👥
605 Students
👨‍🏫
23.4:1 Class Size
💰
$15,094 Per Student
B Good

Towers Elementary

📚 K – 05 Elementary
👥
608 Students
👨‍🏫
25.6:1 Class Size
💰
$15,094 Per Student
C+ Average

Victor Elementary

📚 K – 05 Elementary
👥
961 Students
👨‍🏫
25.5:1 Class Size
💰
$15,094 Per Student
C+ Average

Fern Elementary

📚 K – 05 Elementary
👥
482 Students
👨‍🏫
26.8:1 Class Size
💰
$15,094 Per Student
C+ Average

Jefferson Middle

📚 06 – 08 Middle
👥
645 Students
👨‍🏫
26.9:1 Class Size
💰
$15,094 Per Student
C+ Average

Madrona Middle

📚 06 – 08 Middle
👥
674 Students
👨‍🏫
26.4:1 Class Size
💰
$15,094 Per Student
C+ Average

West High

📚 09 – 12 High School
👥
1,798 Students
👨‍🏫
24.9:1 Class Size
💰
$15,094 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

Halldale Elementary

📚 K – 05 Elementary
📍 21514 Halldale Ave., Torrance
👥
446 Students
👨‍🏫
19.4:1 Class Size
💰
$25,877 Per Student
A Very Good

Hermosa View Elementary

📚 K – 01 Elementary
📍 1800 Prospect Ave., Hermosa Beach
👥
345 Students
👨‍🏫
19.9:1 Class Size
💰
$31,503 Per Student
B+ Above Average

Hermosa Valley Elementary

📚 05 – 08 School
📍 1645 Valley Dr., Hermosa Beach
👥
575 Students
👨‍🏫
22.9:1 Class Size
💰
$31,503 Per Student
B+ Above Average

Hermosa Vista

📚 02 – 04 Elementary
📍 417 25Th St., Hermosa Beach
👥
405 Students
👨‍🏫
23.3:1 Class Size
💰
$31,503 Per Student
B Good

Howard Wood Elementary

📚 K – 05 Elementary
📍 2250 West 235th St., Torrance
👥
379 Students
👨‍🏫
21.4:1 Class Size
💰
$15,094 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 13,489 Off-Campus Students
C+
Homestead Schools
178 students · 2.2 mi
C+
Redondo Beach Beauty College
52 students · 2.2 mi
C
El Camino Community College District
21,599 students · 3.4 mi
C+
America Evangelical University
207 students · 4.4 mi
C+
Victory Career College
97 students · 5.1 mi
D
California Healing Arts College
298 students · 5.1 mi
C
UEI College-Gardena
1,444 students · 5.2 mi
C
Los Angeles Harbor College
8,898 students · 5.5 mi

Investor Insight: With 13,489 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Torrance, CA a good market for buy-and-hold investors?

Torrance, CA rates 3.0/5 for investability. With median values at $1.3M and rents near $3,085/mo, the market offers reasonable fundamentals for rental investors.

How much is rent in Torrance, CA?

Rental rates in Torrance, CA average $3,085/mo. Tenant demand and $1.3M home values make the yield look reasonable by investor standards.

Is Torrance, CA good for house hacking?

Torrance, CA offers a tougher house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $3,085/mo rent level.

What is the average home sale price in Torrance, CA?

Torrance, CA median home values land near $1.3M. That is reasonable territory for investors looking at $3,085/mo-per-month rentals.

Should investors worry about vacancy in Torrance, CA?

Torrance, CA carries elevated vacancy risk. Expect predictable absorption at market rents of $3,085/mo.

You know 90503 now. You don’t know where it ranks.

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How 90503 ranks in Los Angeles-Long Beach-Anaheim, CA

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