Real Estate Investing in Torrance, California (90505)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 90505 (Torrance, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 8.1% vacancy may signal weakening demand.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 36.8 — hard to cash-flow at these prices.
What’s happening in Torrance, CA (90505)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 90505 Torrance
The 90505 ZIP covers a section of Torrance that demands careful diligence. Prices near $1.4M look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.4M asset, 90505 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 90505 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
The demographic picture in 90505 includes headwinds that any investor should price in. Income distribution skews lower than Torrance averages, and tenant stability requires active management.
New investors are better served looking at Torrance's stable or hybrid ZIPs before stepping into 90505. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Torrance:
Property Strategy for 90505
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $526,073 | $2,490 | 3.4% | +3.6% | $526,073 |
| 2BR | $690,034 | $3,110 | 3.2% | +2.7% | $345,017 |
| 3BR | $1,312,051 | $3,940 | 2.2% | +6.2% | $437,350 |
| 4BR | $1,560,677 | $4,390 | 2.0% | +7.1% | $390,169 |
| 5BR | $1,742,811 | — | — | +6.8% | $348,562 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 90505 Compare?
| Metric | 90505 | Torrance | Los Angeles-Long Beach-Anaheim, CA | California |
|---|---|---|---|---|
| Home Value | $1,425,788 | $941,434 | N/A | $761,003 |
| 5-Year CAGR | 4.7% | 4.2% | N/A | 5.7% |
| Avg Rent | $3,227 | $2,980 | N/A | - |
| Cap Rate | 1.8% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 90505 (Torrance, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,425,788 |
| Monthly Rent | $3,227 |
| Price-to-Rent | 36.8:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 2.7% |
| Cap Rate | 1.8% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | +3.7% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +4.7% ▲ |
| 10-Year CAGR | +6.3% ▲ |
🏠 Rent Trends
| 1-Year | -2.4% ▼ |
| 3-Year CAGR | +0.6% ▲ |
| 5-Year CAGR | +3.4% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 90505
Population: 35,605
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 90505
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Humanities and Arts (HARTS) Academy of Los Angeles
President Avenue Elementary
Normont Elementary
Alexander Fleming Middle
Halldale Elementary
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 15,325 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is it like being a landlord in Torrance, CA?
The landlord environment in Torrance, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
What kind of tenants rent in Torrance, CA?
Tenant demand in Torrance, CA is solid. The local workforce $3,227/mo rents across most rental classes.
What are vacancy rates like in Torrance, CA?
Vacancy risk in Torrance, CA is elevated. That supports stable cash flow for typical rental holds.
Is house hacking profitable in Torrance, CA?
For house hackers, Torrance, CA is a tougher. The $3,227/mo rent on a unit helps defray the mortgage on a $1.4M property.
What price range are homes in Torrance, CA?
Homes in Torrance, CA typically sell near $1.4M. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
You know 90505 now. You don’t know where it ranks.
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How 90505 ranks in Los Angeles-Long Beach-Anaheim, CA
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