Real Estate Investing in Torrance, California (90505)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Los Angeles County • Population: 35,605 • Data updated: September 2026

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Should you buy in 90505 (Torrance, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (42/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
3 flags
  • Elevated vacancy: 8.1% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 36.8 — hard to cash-flow at these prices.

What’s happening in Torrance, CA (90505)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,425,788
Avg Monthly Rent $3,227
1% Rule ✗ Does Not Meet
Median Income $108,857
% Renters 43.8%

Market Analysis: 90505 Torrance

The 90505 ZIP covers a section of Torrance that demands careful diligence. Prices near $1.4M look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.4M asset, 90505 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 90505 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 90505 includes headwinds that any investor should price in. Income distribution skews lower than Torrance averages, and tenant stability requires active management.

New investors are better served looking at Torrance's stable or hybrid ZIPs before stepping into 90505. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Torrance:

C Below Average
Buy Confidence Score: 54/100
Affordability
0/25
Appreciation
18/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 13.1× the median income
Value Trend
Rising (+3.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,227/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Los Angeles-Long Beach-Anaheim, CA Metro Area
Even conditions for buyers and sellers
50 days
Average time to sell
Average
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Los Angeles-Long Beach-Anaheim, CA metro data
🏠

Property Strategy for 90505

Which property type performs best in this market?

Best for Cash Flow
1BR
3.4% cap rate
Best for Appreciation
4BR
+7.1% 5yr CAGR
Best Overall Value
2BR
$345,017/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $526,073 $2,490 3.4% +3.6% $526,073
2BR $690,034 $3,110 3.2% +2.7% $345,017
3BR $1,312,051 $3,940 2.2% +6.2% $437,350
4BR $1,560,677 $4,390 2.0% +7.1% $390,169
5BR $1,742,811 +6.8% $348,562

Market Trends

Home Value History (with trend line)

$1.5M$1.3M$1.1M$911K$712K$514KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,385$3,198$3,011$2,824$2,637$2,450Dec 2020Oct 2023Jul 2026

📊 How Does 90505 Compare?

Metric 90505 Torrance Los Angeles-Long Beach-Anaheim, CA California
Home Value $1,425,788 $941,434 N/A $761,003
5-Year CAGR 4.7% 4.2% N/A 5.7%
Avg Rent $3,227 $2,980 N/A -
Cap Rate 1.8% 2.0% - -
💡 Why Invest in 90505? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 44% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 90505 (Torrance, CA). Anonymous, moderated, never written by AI.

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Property managers serving Los Angeles County

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A Better Property Management Company Inc. provides property management services in Long Beach, Seal Beach, and Southern California. summary from their website

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ACF Property Management leases shopping center spaces nationwide, managing over 37 shopping centers in 11 states from California to Florida. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+4.7%
Moderate

📊 Market Snapshot

Home Value $1,425,788
Monthly Rent $3,227
Price-to-Rent 36.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 6.5%

📈 Home Appreciation

1-Year +3.7% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +4.7% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year -2.4% ▼
3-Year CAGR +0.6% ▲
5-Year CAGR +3.4% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.1%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+4.7%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 90505

Population: 35,605

💰 Median Household Income
$108,857
This area
$108,857
State
$94,164
USA
$74,580
🏠 Renter Occupied
43.8%
This area
43.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
2.8%
This area
2.8%
State
-16.6%
USA
3.7%
🎓 College Educated
58.7%
This area
58.7%
State
7.7%
USA
33.7%
👤 Median Age
44.0 years
This area
44.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.1%
This area
8.1%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 43.3%
Asian 37.8%
Other/Mixed 16.3%
Hispanic/Latino 9.7%
Black/African American 2.6%
👶 Under 18
23.6%
This area
23.6%
USA
22.0%
👴 65 and Over
18.9%
This area
18.9%
USA
17.3%
📊 Poverty Rate
3.9%
This area
3.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 90505

C+ Avg School Grade
9 Schools
24.9:1 Avg Class Size
$15,094 Avg Per Pupil

Schools in This ZIP Code

B Good

Calle Mayor Middle

📚 06 – 08 Middle
👥
629 Students
👨‍🏫
24.3:1 Class Size
💰
$15,094 Per Student
B Good

Edward J. Richardson Middle

📚 06 – 08 Middle
👥
649 Students
👨‍🏫
24.8:1 Class Size
💰
$15,094 Per Student
B Good

Joseph Arnold Elementary

📚 K – 05 Elementary
👥
604 Students
👨‍🏫
25.2:1 Class Size
💰
$15,094 Per Student
B Good

Riviera Elementary

📚 K – 05 Elementary
👥
612 Students
👨‍🏫
23.7:1 Class Size
💰
$15,094 Per Student
B Good

Seaside Elementary

📚 K – 05 Elementary
👥
573 Students
👨‍🏫
25.3:1 Class Size
💰
$15,094 Per Student
B Good

Walteria Elementary

📚 K – 05 Elementary
👥
658 Students
👨‍🏫
25.3:1 Class Size
💰
$15,094 Per Student
C+ Average

LAUNCH Preschool

📚 Grade M Elementary Limited Data
💰
$15,094 Per Student
C+ Average

Hickory Elementary

📚 K – 05 Elementary
👥
842 Students
👨‍🏫
27.5:1 Class Size
💰
$15,094 Per Student
C+ Average

South High

📚 09 – 12 High School
👥
1,786 Students
👨‍🏫
23.2:1 Class Size
💰
$15,094 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Humanities and Arts (HARTS) Academy of Los Angeles

📚 09 – 12 High School
📍 24300 South Western Ave., Harbor City
👥
312 Students
👨‍🏫
14.0:1 Class Size
💰
$25,877 Per Student
A Very Good

President Avenue Elementary

📚 K – 06 School
📍 1465 West 243rd St., Harbor City
👥
362 Students
👨‍🏫
17.2:1 Class Size
💰
$25,877 Per Student
A Very Good

Normont Elementary

📚 K – 05 Elementary
📍 1001 West 253rd St., Harbor City
👥
273 Students
👨‍🏫
17.1:1 Class Size
💰
$25,877 Per Student
A Very Good

Alexander Fleming Middle

📚 06 – 08 Middle
📍 25425 Walnut St., Lomita
👥
1,122 Students
👨‍🏫
17.4:1 Class Size
💰
$25,877 Per Student
A Very Good

Halldale Elementary

📚 K – 05 Elementary
📍 21514 Halldale Ave., Torrance
👥
446 Students
👨‍🏫
19.4:1 Class Size
💰
$25,877 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 15,325 Off-Campus Students
C+
Homestead Schools
178 students · 0.1 mi
C+
Redondo Beach Beauty College
52 students · 0.1 mi
C
Los Angeles Harbor College
8,898 students · 4.0 mi
D
California Healing Arts College
298 students · 5.3 mi
C+
Victory Career College
97 students · 5.4 mi
C
El Camino Community College District
21,599 students · 5.4 mi
C+
America Evangelical University
207 students · 5.9 mi
B
California State University-Dominguez Hills
15,181 students · 6.5 mi

Investor Insight: With 15,325 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is it like being a landlord in Torrance, CA?

The landlord environment in Torrance, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

What kind of tenants rent in Torrance, CA?

Tenant demand in Torrance, CA is solid. The local workforce $3,227/mo rents across most rental classes.

What are vacancy rates like in Torrance, CA?

Vacancy risk in Torrance, CA is elevated. That supports stable cash flow for typical rental holds.

Is house hacking profitable in Torrance, CA?

For house hackers, Torrance, CA is a tougher. The $3,227/mo rent on a unit helps defray the mortgage on a $1.4M property.

What price range are homes in Torrance, CA?

Homes in Torrance, CA typically sell near $1.4M. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

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How 90505 ranks in Los Angeles-Long Beach-Anaheim, CA

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